2083 Central Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 2083 Central Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,289 sqft · built 1932
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Tax Bill	$3,790 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 17.3-1-42`

Property Details

APN / Parcel Number

Primary APN	`012689 17.3-1-42`
Alternative APNs	`268901700300010420000000` `01700300010420000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,289 sqft Living Area
1st Floor Area	1,289 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	14,810 sqft (0.34 acres)

Exterior Amenities

Porch	Slab
Porch Area	363 sqft
Shed	1 Shed
Shed Area	30 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01700300010420000000
Street Address	2083 CENTRAL AVE
City	SCHENECTADY
State	NY
Zip	12304-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	LOT 46-7 N-4 E-2081 S-86-12
Legal Block	1
Legal Lot Number	42.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2010
Census Tract	13803

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 LOMBARD ST, A, SCHENECTADY, NY 12304-2547
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2083 CENTRAL AVE, SCHENECTADY, NY 12304-4426
Document Number	0000020067
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 DENICE RD AMSTERDAM NY 120108015, AMSTERDAM, NY 12010-8015

Mortgage

Document Number	0000020067
Date	Sep 14, 2020
Instrument	20067

Lender

Name	BANK OF GREENE CNTY
Type	Bank
Address	341 MAIN ST, CATSKILL, NY 12414-1420

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 13, 2040

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,790.00 (-5.53%)
2025	$4,012.00 (+12.57%)	$81,000 (-) Land $16,200 Building $64,800	$185,400 (+16.75%) Land $37,080 Building $148,320
2023		$81,000 (-) Land $16,200 Building $64,800	$158,800 (+9.3%) Land $31,760 Building $127,040
2022		$81,000 Land $16,200 Building $64,800	$145,291 Land $29,058 Building $116,233
2021	$3,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20