Albany County and Colonie Town property record for 2080 Central Ave, Schenectady, NY 12304
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1939 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,506 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 012689 16.4-5-30.1 |
| Primary APN | 012689 16.4-5-30.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 1,040 sqft Total Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 100,188 sqft (2.3 acres) |
| Porch | Slab |
| Porch Area | 182 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600400050300010000 |
|---|---|
| Street Address | 2080 CENTRAL AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4436 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | 12 |
| Legal Description | N-CENTRAL AV E-2078 S-61-67.9 |
| Legal Block | 5 |
| Legal Lot Number | 30.001 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2080 CENTRAL AVE, SCHENECTADY, NY 12304-4436 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 21, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Feb 6, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2080 CENTRAL AVE, SCHENECTADY, NY 12304-4436 |
| Document Number | 0000006791 |
| Instrument Date | Mar 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 2080 CENTRAL AVE SCHENECTADY NY 123044436, SCHENECTADY, NY 12304-4436 |
| Document Number | 0000006791 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 6791 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2080 CENTRAL AVE, SCHENECTADY, NY 12304-4436 |
| Document Number | 0000003657 |
| Instrument Date | Feb 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2018 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 2080 CENTRAL AVE SCHENECTADY NY 123044436, SCHENECTADY, NY 12304-4436 |
| Document Number | 0000003657 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 3657 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2048 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,506.00 (+36.46%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $3,302.00 (+25.98%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $100,000 (-) Land $23,000 Building $77,000 | $228,800 (+16.68%) Land $52,624 Building $176,176 |
| 2023 | $100,000 (-) Land $23,000 Building $77,000 | $196,100 (+9.33%) Land $45,103 Building $150,997 | |
| 2022 | $100,000 Land $23,000 Building $77,000 | $179,372 Land $41,256 Building $138,116 | |
| 2021 | $2,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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