San Bernardino County property record for 20828 Memory Ln, Apple Valley, CA 92308
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 930 sqft · built 1957 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Oct 2006) |
| Tax Bill | $3,810 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 0433-251-09-0000 |
| Primary APN | 0433-251-09-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 930 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft |
| Terrain | Above Road/Slope |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 20828 MEMORY LN |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92308-5355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DL |
| Legal Description | W 1/2 SE 1/4 NE 1/4 SE 1/4 SEC 32 TP 4N R 3W EX MNL RTS RESERVATION OF RECORD 5 AC |
| Legal Range | 3W |
| Legal Township | WP |
| Legal Section | 32 |
| Legal Block | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 9708 |
Source: San Bernardino County assessment roll, APN 0433-251-09-0000, as of July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 402244, HESPERIA, CA 92340-2244 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2006 · Amount on Record |
| Deed Sale | Oct 26, 2006 · Amount on Record |
| Prior Sale | Nov 14, 2003 · Amount on Record |
| Deed Document Number | 2006732127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 20828 MEMORY LN, APPLE VALLEY, CA 92308-5355 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2022 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 20828 MEMORY LN, APPLE VALLEY, CA 92308-5355 |
| Document Number | 0000109901 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022-0109901 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: San Bernardino County assessment roll as of July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $320,000 (-) Land $40,000 Building $280,000 | |
| 2025 | $3,810.00 (-0.05%) | $320,000 (+16.36%) Land $40,000 Building $280,000 |
| 2023 | $3,812.00 (+14.03%) | $275,000 Land $54,000 Building $221,000 |
| 2022 | $3,343.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), as of October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710097082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 76% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 32 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| WISPRENN Fixed Wireless | 75 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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