San Bernardino County property record for 20522 Memory Ln, Apple Valley, CA 92308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,852 sqft · built 1954 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Dec 2020) |
| Tax Bill | $4,377 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jan 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 0433-251-15-0000 |
| Primary APN | 0433-251-15-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,852 sqft Living Area |
| 1st Floor Area | 1,852 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Modern |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft |
| Terrain | Above Road/Slope |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
|---|---|
| Porch Area | 394 sqft |
| Deck Area | Deck Area |
| Patio Area | 394 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Well |
| Street Address | 20522 MEMORY LN |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92308-8746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | W 1/2 SW 1/4 NW 1/4 SE 1/4 SEC 32 TP 4N R 3W 5 AC |
| Legal Range | 3W |
| Legal Township | WP |
| Legal Section | 32 |
| Legal Block | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 9708 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20522 MEMORY LN, APPLE VALLEY, CA 92308-8746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 8, 2020 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jan 25, 2019 | Grant Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Apr 27, 2018 | Grant Deed, Construction Loan · Construction Mortgage ANCHOR LOANS INC |
| Feb 8, 2018 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Nov 9, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on Record |
| Deed Sale | Dec 8, 2020 · Amount on Record |
| Prior Sale | Jan 25, 2019 · Amount on Record |
| Deed Document Number | 2020498029 |
| Prior Transfer Date | Jan 29, 2018 |
| Prior Transfer Doc | 0000048800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 8, 2020 |
| Property Address | 20522 MEMORY LN, APPLE VALLEY, CA 92308-8746 |
| Document Number | 0000498029 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 2020-0498029 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17444 VILLA CORTA ST, LA PUENTE, CA 91744-5265 |
| Document Number | 0000498030 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020-0498030 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 25, 2019 |
| Property Address | 20522 MEMORY LN, APPLE VALLEY, CA 92308-8746 |
| Document Number | 0000025652 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 2019-0025652 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | WFG TITLE COMPANY OF CA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 20522 MEMORY LN, APPLE VALLEY, CA 92308-8746 |
| Document Number | 0000025653 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 2019-0025653 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Apr 27, 2018 |
| Property Address | 20522 MEMORY LN, APPLE VALLEY, CA 92308-8746 |
| Document Number | 0000154551 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 2018-0154551 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16738 LAKESHORE DR # H300, H300, LAKE ELSINORE, CA 92530-4930 |
| Document Number | 0000154552 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2018-0154552 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Feb 8, 2018 |
| Property Address | 20522 MEMORY LN, APPLE VALLEY, CA 92308-8746 |
| Document Number | 0000048800 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 48800 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 16, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.82 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16738 LAKESHORE DR #300 LAKE ELSINORE CA 925304930, 300, LAKE ELSINORE, CA 92530-4930 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 9, 2017 |
| Property Address | 20522 MEMORY LN, APPLE VALLEY, CA 92308-8746 |
| Document Number | 0000473765 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 473765 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2017 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 402426 HESPERIA CA 923402426, HESPERIA, CA 92340-2426 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $375,387 (+2%) Land $75,077 Building $300,310 | |
| 2025 | $4,377.00 (+3.74%) | $368,027 (+4.04%) Land $73,605 Building $294,422 |
| 2023 | $4,219.00 (+1.49%) | $353,736 Land $70,747 Building $282,989 |
| 2022 | $4,157.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| WISPRENN Fixed Wireless | 75 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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