Miami-Dade County property record for 20827 Snapper Pl, Cutler Bay, FL 33189
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 962 sqft · built 1984 |
| Lot Size | 0.056 acres (2,436 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $958 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit |
| Flood Zone | Zone AH (high risk) |
| APN | 36-6009-014-0720 |
| Primary APN | 36-6009-014-0720 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| Gross Area | 987 sqft |
| 1st Floor Area | 962 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Lot Area | 2,436 sqft (0.056 acres) |
| Street Address | 20827 SNAPPER PL |
|---|---|
| City | CUTLER BAY |
| State | FL |
| Zip | 33189-3205 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 0102 |
| Legal Description | THE RIDGES LOT 6 BLK 23 PB 102-82 PROP INT IN & TO COMMON ELEMENTS LOT SIZE 2436 SQ FT OR 20989-1236 01 2003 1 F/A/U 30-6009-014-0720 |
| Legal Range | 40E |
| Legal Township | 56S |
| Legal Section | 09 |
| Legal Subdivision | THE RIDGES |
| Legal Block | 23 |
| Legal Lot Number | 6 |
| Jurisdiction | DADE FL |
| Township / Civil Division | PRINCETON-GOULDS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10608 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20827 SNAPPER PL, CUTLER BAY, FL 33189-3205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2003 |
| Deed Sale | Jan 31, 2003 |
| Prior Sale | May 24, 1996 · Amount on Record |
| Deed Document Number | 200367625 |
| Deed Book / Page | 20989 / 1236 |
| Last Transfer Date | Oct 2, 2008 |
| Transfer Doc | 0000806394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 20827 SNAPPER PL, CUTLER BAY, FL 33189-3205 |
| Document Number | 0000015999 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 20827 SNAPPER PL CUTLER BAY FL 331893205, CUTLER BAY, FL 33189-3205 |
| Document Number | 0000015999 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 031763/004876 |
| Instrument | 15999 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Cutler Bay Town |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $958.00 (+37.45%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $51,526 (+5.99%) | $295,610 (+16.84%) |
| 2023 | $697.00 (+2.5%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $48,616 (+3%) | $253,000 (+24.66%) |
| 2022 | $680.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $47,200 | $202,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 125 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 125 in force |
| Nearby Flood Claims | 20 (1992–2017) |
| Claims Outside the SFHA | 8 of 20 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyNet360 Fixed Wireless | 160 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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