Lee County property record for 20821 Coconut Dr, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,560 sqft · built 1983 |
| Lot Size | 0.315 acres (13,721 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (May 2026) |
| Tax Bill | $1,189 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit May 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 29-46-25-E4-01007.0120 |
| Primary APN | 29-46-25-E4-01007.0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,150 sqft |
| 1st Floor Area | 1,368 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 13,721 sqft (0.315 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 248 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10274276 |
|---|---|
| Street Address | 20821 COCONUT DR |
| City | ESTERO |
| State | FL |
| Zip | 33928-2547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | ESTERO RIVER HEIGHTS BLK 7 PB 10 PG 15 LOT 12 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | ESTERO RIVER HEIGHTS |
| Legal Tract | E4 |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 50104 |
Source: Lee County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20580 PARK PL, ESTERO, FL 33928-2519 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| May 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage BONITA TITLE INC, BONITA TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Oct 4, 1995 · Amount on Record |
| Deed Document Number | 2026135716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20821 COCONUT DR, ESTERO, FL 33928-2547 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20821 COCONUT DR, ESTERO, FL 33928-2547 |
| Document Number | 0000292572 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 2022000292572 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 25, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | May 21, 2026 |
| Property Address | 20821 COCONUT DR, ESTERO, FL 33928-2547 |
| Document Number | 0000135716 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026135716 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2026 |
| Title Company | BONITA TITLE INC, BONITA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20580 PARK PL, ESTERO, FL 33928-2519 |
| Document Number | 0000135717, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 2026135717 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,753 (+334.97%) Land $97,191 Building $358,562 | $455,753 (+23.61%) Land $97,191 Building $358,562 | |
| 2025 | $1,189.00 (+11.23%) Homeowner's exemption | $104,779 (+5.99%) | $368,696 (-10.17%) Land $104,168 Building $264,528 |
| 2023 | $1,069.00 (-6.15%) Homeowner's exemption | $98,860 (+3%) | $410,446 (+70.83%) Land $137,652 Building $272,794 |
| 2022 | $1,139.00 Homeowner's exemption | $95,981 | $240,267 Land $102,033 Building $138,234 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 111 (1988–2024) |
| Claims Outside the SFHA | 6 of 111 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Blue Stream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Hotwire Communications.
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