20761 Coconut Dr, Estero, FL 33928 Property Records

Lee County property record for 20761 Coconut Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,711 sqft · built 2000
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$144,000 (Mar 2012)
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2022 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`29-46-25-E4-01007.0090`

Property Details

APN / Parcel Number

Primary APN	`29-46-25-E4-01007.0090`
Alternative APNs	`252946E4010070090` `29462501010070090` `10274273`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,711 sqft Living Area
Gross Area	3,839 sqft
1st Floor Area	1,997 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Slab
Porch Area	419 sqft
Patio Area	402 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10274273
Street Address	20761 COCONUT DR
City	ESTERO
State	FL
Zip	33928-2548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTERO RIVER HEIGHTS BLK 7 PB 10 PG 15 LOT 9
Legal Range	25E
Legal Township	46S
Legal Section	29
Legal Subdivision	ESTERO RIVER HEIGHTS
Legal Tract	E4
Legal Block	7
Legal Lot Number	9
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1008
Census Tract	50104

Owner

Source: Lee County records · APN 29-46-25-E4-01007.0090

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20761 COCONUT DR, ESTERO, FL 33928-2548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Nov 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Apr 14, 2017	Deed of Trust, Mortgage · Line of Credit SANIBEL CAPTIVA CMNTY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2012 · Amount on Record
Deed Sale	Mar 01, 2012 · Amount on Record
Prior Sale	Jun 27, 1995 · Amount on Record
Deed Document Number	201246474
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20761 COCONUT DR, ESTERO, FL 33928-2548
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20761 COCONUT DR, ESTERO, FL 33928-2548

Mortgage

Document Number	0000121363
Date	Apr 05, 2023
Instrument	2023000121363

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Nov 18, 2037

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20761 COCONUT DR, ESTERO, FL 33928-2548
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000396925
Date	Dec 29, 2022
Instrument	2022000396925

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20761 COCONUT DR, ESTERO, FL 33928-2548
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000339699
Date	Oct 15, 2021
Instrument	2021000339699

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20761 COCONUT DR, ESTERO, FL 33928-2548
Document Number	0000000750
Instrument Date	Nov 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 09, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20761 COCONUT DR ESTERO FL 339282548, ESTERO, FL 33928-2548

Mortgage

Document Number	0000000750
Date	Jan 02, 2018
Instrument	750

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2033

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20761 COCONUT DR, ESTERO, FL 33928-2548
Document Number	0000087860
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20761 COCONUT DR ESTERO FL 339282548, ESTERO, FL 33928-2548

Mortgage

Document Number	0000087860
Date	Apr 24, 2017
Instrument	87860

Lender

Name	SANIBEL CAPTIVA CMNTY BK
Type	Bank
Address	SANIBEL, FL 33957

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,181.00 (-25.11%) Homeowner's exemption	$104,178 (-24.32%) Land $104,168 Building $10	$104,178 (-24.32%) Land $104,168 Building $10
2023	$1,577.00 (-51.19%) Homeowner's exemption	$137,662 (-45.92%) Land $137,652 Building $10	$137,662 (-64.9%) Land $137,652 Building $10
2022	$3,231.00 Homeowner's exemption	$254,536	$392,212 Land $102,033 Building $290,179

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710501041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	111 (1988–2024)
Claims Outside the SFHA	6 of 111
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Ian, Oct 2022 · 40 claims Hurricane Ian, Sep 2022 · 51 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 353 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
TPC ACC Acquisition Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Lumen Technologies.

Nearby Properties on Coconut Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures