Ramsey County property record for 2082 Cowern Pl E, Saint Paul, MN 55109
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,484 sqft · built 2004 |
| Lot Size | 0.25 acres (10,902 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $426,000 (Mar 2024) |
| Tax Bill | $5,496 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Mar 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-29-22-13-0072 |
| Primary APN | 14-29-22-13-0072 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 1,030 sqft |
| Finished Basement | 1,030 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,902 sqft (0.25 acres) |
| Lot Dimensions | 138 ft deep x 79 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8205591 |
|---|---|
| Street Address | 2082 COWERN PL E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55109-3829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLLOWAY COWERN ADD LOT 2 BLK 1 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 14 |
| Legal Subdivision | HOLLOWAY COWERN ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 42700 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2082 COWERN PL E, SAINT PAUL, MN 55109-3829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 27, 2024 | Quit Claim Deed, Transfer TITLE SMART INC, TITLESMART INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on Record |
| Deed Sale | Mar 27, 2024 · Amount on Record |
| Deed Document Number | 20245020230 |
| Prior Transfer Date | Mar 7, 2024 |
| Prior Transfer Doc | 0005020229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 27, 2024 |
| Property Address | 2082 COWERN PL E, NORTH ST PAUL, MN 55109-3829 |
| Document Number | 0A05020230 |
| Instrument Date | Mar 18, 2024 |
| Instrument | A05020230 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,405.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2082 COWERN PL E, NORTH SAINT PAUL, MN 55109-3829 |
| Document Number | 0A05020231 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | A05020231 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 27, 2024 |
| Property Address | 2082 COWERN PL E, NORTH ST PAUL, MN 55109-3829 |
| Document Number | 0A05020229 |
| Instrument Date | Mar 7, 2024 |
| Instrument | A05020229 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2082 COWERN PL E, NORTH SAINT PAUL, MN 55109-3829 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North St. Paul City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $407,000 (+1.4%) Land $53,200 Building $353,800 | $407,000 (+1.4%) Land $53,200 Building $353,800 | |
| 2025 | $5,496.00 (+0.48%) Homeowner's exemption | $401,400 (+4.34%) Land $53,200 Building $348,200 | $401,400 (+4.34%) Land $53,200 Building $348,200 |
| 2024 | $5,470.00 (+14.63%) | ||
| 2023 | $4,772.00 Homeowner's exemption | $384,700 Land $53,200 Building $331,500 | $384,700 Land $53,200 Building $331,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | North Saint Paul serves 13,134 people · EPA ID MN1620011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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