Deschutes County property record for 20818 Cross Ct, Bend, OR 97701 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,307 sqft · built 1995 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Jul 2021) |
| Tax Bill | $3,275 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171216 DD 02530 |
| Primary APN | 171216 DD 02530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,307 sqft Living Area |
| 1st Floor Area | 1,307 sqft |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Deck Area | 240 sqft |
| Heating System | Gas |
|---|
| Account Number | 187306 |
|---|---|
| Old Parcel Number | R1088171216DD02530 |
| Street Address | 20818 CROSS CT |
| City | BEND |
| State | OR |
| Zip | 97701-8279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:13 SUBD:WISHING WELL PHASE III SEC/TWN/RNG/MER:SEC 16 TWN 17 RNG 12 MAP REF:171216-DD |
| Legal Range | 12E |
| Legal Township | 17S |
| Legal Section | 16 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | WISHING WELL PHASE III |
| Legal Lot Number | 13 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1101 |
Source: Deschutes County records · APN 171216 DD 02530
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20818 CROSS CT, BEND, OR 97701-8279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Sep 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage USA DIRECT FUNDING |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on Record |
| Deed Sale | Jul 27, 2021 · Amount on Record |
| Prior Sale | Sep 08, 2017 · Amount on Record |
| Deed Document Number | 2021-43869 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 27, 2021 |
| Property Address | 20818 CROSS CT, BEND, OR 97701-8279 |
| Document Number | 0000043869 |
| Map Reference | CAB D PG 101 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021-43869 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20818 CROSS CT, BEND, OR 97701-8279 |
| Document Number | 0000043870 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021-43870 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Sep 08, 2017 |
| Property Address | 20818 CROSS CT, BEND, OR 97701-8279 |
| Document Number | 0000035864 |
| Instrument Date | Sep 06, 2017 |
| Instrument | 2017-35864 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20818 CROSS CT, BEND, OR 97701-8279 |
| Document Number | 0000035865 |
|---|---|
| Date | Sep 08, 2017 |
| Instrument | 2017-35865 |
| Name | USA DIRECT FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,275.00 (+3.94%) | $193,860 (+3%) | $533,380 (+1.69%) Land $234,500 Building $298,880 |
| 2024 | $3,151.00 (+7.87%) | $188,220 (+3%) | $524,540 (+9.39%) Land $234,500 Building $290,040 |
| 2023 | $2,921.00 | $182,740 | $479,500 Land $229,500 Building $250,000 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 398 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | Cable | 1,000 / 20 |
| Yellowknife Wireless Company | Fixed Wireless (licensed-by-rule) | 700 / 200 |
| Lumen Technologies | DSL | 140 / 20 |
May also be available at this address: Verizon, Webformix Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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