Deschutes County property record for 20812 Cross Ct, Bend, OR 97701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,812 sqft · built 1995 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,683 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171216 DD 02529 |
| Primary APN | 171216 DD 02529 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 532 sqft |
| Attic | Attic |
| Attic Area | 200 sqft |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Heating System | Gas |
|---|
| Account Number | 187305 |
|---|---|
| Old Parcel Number | R1088171216DD02529 |
| Street Address | 20812 CROSS CT |
| City | BEND |
| State | OR |
| Zip | 97701-8279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:14 SUBD:WISHING WELL PHASE III SEC/TWN/RNG/MER:SEC 16 TWN 17 RNG 12 MAP REF:171216-DD |
| Legal Range | 12E |
| Legal Township | 17S |
| Legal Section | 16 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | WISHING WELL PHASE III |
| Legal Lot Number | 14 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1101 |
Source: Deschutes County records · APN 171216 DD 02529
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20812 CROSS CT, BEND, OR 97701-8279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CREDIT UNION |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Sep 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Mar 17, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 19, 2019 |
| Transfer Doc | 0000035085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | May 27, 2026 |
| Property Address | 20812 CROSS CT, BEND, OR 97701-8279 |
| Document Number | 0000015668 |
| Instrument Date | May 21, 2026 |
| Instrument | 202615668 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 20812 CROSS CT, BEND, OR 97701-8279 |
| Document Number | 0000015668, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202615668 |
| Name | SELCO COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20812 CROSS CT, BEND, OR 97701-8279 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015208 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021-15208 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Sep 19, 2019 |
| Property Address | 20812 CROSS CT, BEND, OR 97701-8279 |
| Document Number | 0000035085 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 35085 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 20812 CROSS CT BEND OR 977018279, BEND, OR 97701-8279 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20812 CROSS CT, BEND, OR 97701-8279 |
| Document Number | 0000031316 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20812 CROSS CT BEND OR 977018279, BEND, OR 97701-8279 |
| Document Number | 0000031316 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 31316 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 26, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20812 CROSS CT, BEND, OR 97701-8279 |
| Document Number | 0000011154 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20812 CROSS CT BEND OR 977018279, BEND, OR 97701-8279 |
| Document Number | 0000011154 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 11154 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2047 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,683.00 (+3.95%) | $217,990 (+3%) | $606,120 (+1.85%) Land $234,500 Building $371,620 |
| 2024 | $3,543.00 (+7.85%) | $211,650 (+3%) | $595,130 (+10.14%) Land $234,500 Building $360,630 |
| 2023 | $3,285.00 | $205,490 | $540,350 Land $229,500 Building $310,850 |
Source: FEMA National Flood Hazard Layer as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Company Fixed Wireless | 700 / 200 |
| Lumen Technologies DSL | 140 / 20 |
May also be available: Verizon, Webformix Company.
Based on FCC filings for 398 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BEND serves 77,704 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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