20815 SE 119th St, Mcloud, OK 74851 Property Records

Cleveland County property record for 20815 SE 119th St, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,270 sqft · built 2018
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$43,000 (Feb 2018)
Tax Bill	$3,263 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`JC1 10 1E 11068`

Property Details

APN / Parcel Number

Primary APN	`JC1 10 1E 11068`
Alternative APN	`186354`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,270 sqft
1st Floor Area	2,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	186354
Street Address	20815 SE 119TH ST
City	MCLOUD
State	OK
Zip	74851-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-10-1E 5.01 AC PRT SE/4 BEG SE/C SE/4 715.89`W SE/C SE/4 W238.33` N913.39` E238.35` S916.34` POB
Legal Range	01E
Legal Township	10N
Legal Section	11
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORTH CLEVELAND
Census Block Group	5
Census Block	5013
Census Tract	202302

Owner

20815 SE 119th St is owned and occupied by two individuals who bought it in February 2018.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20815 SE 119TH ST, MCLOUD, OK 74851-8714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
May 23, 2019	Deed of Trust, Mortgage AMERICAN AIRLINES EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on File
Deed Sale	Feb 15, 2018 · Amount on File
Deed Document Number	R 2018 04462
Deed Book / Page	5769 / 0360
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	20815 SE 119TH ST, MCLOUD, OK 74851-8714
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202333303
Date	Dec 11, 2023
Book Page	6615/575
Instrument	R 2023 33303

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	20815 SE 119TH ST, MCLOUD, OK 74851-8714
Document Number	0000015616
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20815 SE 119TH ST MCLOUD OK 74851, MCLOUD, OK 74851

Mortgage

Document Number	0000015616
Date	May 29, 2019
Book Page	005925/000861
Instrument	15616

Lender

Name	AMERICAN AIRLINES EMPS FCU
Type	Credit Union
Address	DFW AIRPORT, TX 75261-9001

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20815 SE 119th St was $3,263 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Oklahoma City
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,263.00 Homeowner's exemption	$36,743 Land $7,760 Building $28,983	$428,569 Land $90,520 Building $338,049
2023	$2,774.00 Homeowner's exemption	$31,429 Land $4,985 Building $26,444	$261,911 Land $41,542 Building $220,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20815 SE 119th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20815 SE 119th St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 66% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000

May also be available: Atlink Services.

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