20801 SE 119th St, Mcloud, OK 74851 Property Records

Cleveland County property record for 20801 SE 119th St, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,225 sqft · built 2019
Lot Size	5.01 acres (218,236 sqft)
Owner	Trust Name on File
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`JC1 10 1E 11066`

Property Details

APN / Parcel Number

Primary APN	`JC1 10 1E 11066`
Alternative APN	`186345`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,225 sqft
1st Floor Area	1,864 sqft
2nd Floor Area	361 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	186345
Street Address	20801 SE 119TH ST
City	MCLOUD
State	OK
Zip	74851-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-10-1E 5.01 AC PRT SE/4 BEG 1193.32`W SE/C SE/4 W239.88` N907.45` E239.90` S910.42` POB AKA TR 27
Legal Range	01E
Legal Township	10N
Legal Section	11
Legal Tract	27
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORTH CLEVELAND
Census Block Group	5
Census Block	5013
Census Tract	202302

Owner

20801 SE 119th St is owner-occupied and held in a trust since August 2024.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	Trust Name on File
Mailing Address	20801 SE 119TH ST, MCLOUD, OK 74851-8714
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage SIMMONS BK
Oct 24, 2018	Trustee's Deed, Construction Loan · Line of Credit BANCFIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2024
Deed Sale	Aug 28, 2024
Prior Sale	Jan 23, 2018 · Amount on File
Deed Document Number	0067051212
Deed Book / Page	6705 / 1212
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	20801 SE 119TH ST, MCLOUD, OK 74851-8714
Document Number	0000027194
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20801 SE 119TH ST MCLOUD OK 748518714, MCLOUD, OK 74851-8714

Mortgage

Document Number	0000027194
Date	Aug 28, 2019
Book Page	005960/000456
Instrument	27194

Lender

Name	SIMMONS BK
Address	PINE BLUFF, AR 71601

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLEVELAND OK
Recording Date	Oct 24, 2018
Property Address	20801 SE 119TH ST, MCLOUD, OK 74851-8714
Book / Page	005858 / 000253
Instrument Date	Oct 18, 2018
Instrument	33980
Transaction Type	Construction Loan
Record Updated	Nov 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2199 PEACOCK DR EDMOND OK 730123150, EDMOND, OK 73012-3150

Mortgage

Document Number	0000033980
Date	Oct 24, 2018
Book Page	005858/000253
Instrument	33980

Lender

Name	BANCFIRST
Type	Bank
Address	HARRAH, OK 73045

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 23, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20801 SE 119th St was $2,878 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Oklahoma City
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,878.00 Homeowner's exemption	$32,534 Land $7,659 Building $24,875	$384,498 Land $90,520 Building $293,978
2023	$2,705.00 Homeowner's exemption	$30,666 Land $4,985 Building $25,681	$255,555 Land $41,542 Building $214,013

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20801 SE 119th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20801 SE 119th St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 66% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000

May also be available: Atlink Services.

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