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20813 E 13th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 20813 E 13th Ter S, Independence, MO 64057

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,267 sqft · built 1965
Lot Size0.2 acres (8,712 sqft)
OwnerOwner Name on File
Tax Bill$2,169 (2024)
Deeds & MortgagesFeb 2023 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN25-140-06-32

Property Details

APN / Parcel Number

Primary APN25-140-06-32
Alternative APNs
  • 25140063200000001
  • 768838

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,267 sqft Living Area
Gross Area2,150 sqft
1st Floor Area525 sqft
Basement Area1,075 sqft
Finished Basement525 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1965
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions146 ft deep x 60 ft wide
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number768838
Old Parcel Number25140063200000001
Street Address20813 E 13TH TER S
CityINDEPENDENCE
StateMO
Zip64057-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE CITY GARDENS LOT 61
Legal Range31
Legal Township49
Legal Section04
Legal SubdivisionLAKE CITY GARDENS
Legal Lot Number61
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2015
Census Tract11407

Owner

Source: Jackson County records · APN 25-140-06-32

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address20813 E 13TH TER S, INDEPENDENCE, MO 64057-2703
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 02, 2021Deed of Trust, Mortgage · FHA Mortgage
TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 25, 2014
Deed SaleNov 25, 2014
Prior SaleOct 02, 2000
Deed Document Number2014E0098311
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address20813 E 13TH TER S, INDEPENDENCE, MO 64057-2703
Transaction TypeMortgage
Record UpdatedFeb 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20813 E 13TH TER S, INDEPENDENCE, MO 64057-2703

Mortgage

Document Number00E0009632
DateFeb 15, 2023
Instrument2023E0009632
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueAug 01, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address20813 E 13TH TER S, INDEPENDENCE, MO 64057-2703
Transaction TypeMortgage
Record UpdatedJul 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0072341
DateJul 02, 2021
Instrument2021E0072341
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
AddressWILLIAMSTON, MI 48895
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$27,639 (-11.74%) Land $4,632 Building $23,007$145,470 (-11.73%)
2024$2,169.00 (+2.31%)
2023$2,120.00$31,314 Land $3,561 Building $27,753$164,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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