20811 Gardner St, Oak Park, MI 48237 Property Records

Oakland County property record for 20811 Gardner St, Oak Park, MI 48237

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,422 sqft · built 1958
Lot Size0.153 acres (6,665 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Feb 2014)
Tax Bill$2,171 (2025)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN52-25-31-402-028

Property Details

APN / Parcel Number

Primary APN52-25-31-402-028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,422 sqft Living Area
1st Floor Area1,422 sqft
Basement Area1,422 sqft
Unfinished Basement1,422 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area6,665 sqft (0.153 acres)
Lot Dimensions120 ft deep x 55.6 ft wide
PorchPorch
Porch Area208 sqft
Patio Area308 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20811 GARDNER ST
CityOAK PARK
StateMI
Zip48237-2733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionT1N, R11E, SEC 31 PARK ESTATES SUB LOT 120
Legal Range11E
Legal Township01N
Legal Section31
Legal SubdivisionPARK ESTATES SUB
Legal Lot Number120
JurisdictionOAKLAND MI
Township / Civil DivisionOAK PARK
Census Block Group2
Census Block2006
Census Tract171500

Owner

20811 Gardner St is owned and occupied by two individuals who bought it in February 2014.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address20811 GARDNER ST, OAK PARK, MI 48237-2733
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2014 · Amount on File
Deed SaleFeb 20, 2014 · Amount on File
Deed Document Number201427987
Deed Book / Page46806 / 204
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address20811 GARDNER ST, OAK PARK, MI 48237-2733
Transaction TypeMortgage
Record UpdatedMar 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20811 GARDNER ST, OAK PARK, MI 48237-2733

Mortgage

Document Number0000025210
DateMar 15, 2023
Book Page58478/532
Instrument25210
Lender
NameCOUNTY OF OAKLAND
TypeGovernment Agency
AddressPONTIAC, MI 48341
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20811 Gardner St was $2,171 with a homeowner's exemption, up 1.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityOak Park City
Unified School DistrictOak Park City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,171.00 (+1.73%) Homeowner's exemption$107,900 Land $16,300 Building $91,600$215,800 Land $32,600 Building $183,200
2024$2,134.00
2023$91,600 Land $13,700 Building $77,900$183,200 Land $27,400 Building $155,800
2022$1,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20811 Gardner St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1999–2014)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20811 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK PARK
serves 29,654 people · EPA ID MI0004880
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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