Oakland County property record for 20841 Gardner St, Oak Park, MI 48237
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,423 sqft · built 1958 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,000 (Oct 2015) |
| Tax Bill | $2,773 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-25-31-402-025 |
| Primary APN | 52-25-31-402-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,423 sqft Living Area |
| 1st Floor Area | 1,423 sqft |
| Basement Area | 1,423 sqft |
| Unfinished Basement | 1,423 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 120 ft deep x 52 ft wide |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20841 GARDNER ST |
|---|---|
| City | OAK PARK |
| State | MI |
| Zip | 48237-2733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T1N, R11E, SEC 31 PARK ESTATES SUB LOT 117 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 31 |
| Legal Subdivision | PARK ESTATES SUB |
| Legal Lot Number | 117 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAK PARK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 171500 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20841 GARDNER ST, OAK PARK, MI 48237-2733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2015 · Amount on Record |
| Deed Sale | Oct 15, 2015 · Amount on Record |
| Prior Sale | Nov 6, 2006 · Amount on Record |
| Deed Document Number | 2015204995 |
| Deed Book / Page | 48702 / 342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 20841 GARDNER ST, OAK PARK, MI 48237-2733 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 20841 GARDNER ST, OAK PARK, MI 48237-2733 |
| Document Number | 0000308583 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 57379/594 |
| Instrument | 308583 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 157 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 20841 GARDNER ST, OAK PARK, MI 48237-2733 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 20841 GARDNER ST, OAK PARK, MI 48237-2733 |
| Document Number | 0000135515 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 56281/229 |
| Instrument | 135515 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Oak Park City |
| Unified School District | Oak Park City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,773.00 (+1.8%) Homeowner's exemption | $128,300 (+23.37%) Land $15,700 Building $112,600 | $256,600 (+23.37%) Land $31,400 Building $225,200 |
| 2024 | $2,724.00 (+12.28%) | ||
| 2023 | $104,000 Land $13,200 Building $90,800 | $208,000 Land $26,400 Building $181,600 | |
| 2022 | $2,426.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1999–2014) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK PARK serves 29,654 people · EPA ID MI0004880 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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