20810 Hammock Greens Ln, Unit 403, Estero, FL 33928 Property Records

Lee County property record for 20810 Hammock Greens Ln, Unit 403, Estero, FL 33928

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,207 sqft · built 1999
Lot Size	0.26 acres (11,322 sqft)
Owner	2 Trust Names on File
Last Sale	$229,500 (Nov 2017)
Tax Bill	$5,188 (2025)
Deeds & Mortgages	Jun 2018 Sale Nov 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-46-25-E2-08000.0403`

Property Details

APN / Parcel Number

Primary APN	`32-46-25-E2-08000.0403`
Alternative APNs	`253246E2080000403` `10450365`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	4 Stories
Building Area	1,207 sqft Living Area
1st Floor Area	1,207 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	11,322 sqft (0.26 acres)
View / Lot	Golf Course
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	136 sqft

Location & Zoning

Account Number	10450365
Street Address	20810 HAMMOCK GREENS LN, 403
City	ESTERO
State	FL
Zip	33928-5948
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HAMMOCK GREENS II AT PELICAN SOUND CONDO DESC OR3117 PG3645 UNIT 403
Legal Range	25E
Legal Township	46S
Legal Section	32
Legal Subdivision	PELICAN SOUND CONDO
Legal Tract	E2
Legal Block	1
Legal Lot Number	403
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1005
Census Tract	50320

Owner

20810 Hammock Greens Ln, Unit 403 is held in a trust since May 2018.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20810 HAMMOCK GREENS LN, 403, ESTERO, FL 33928-5948
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Nov 2, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2017 · Amount on File
Deed Sale	Nov 2, 2017 · Amount on File
Prior Sale	Jan 26, 2007 · Amount on File
Deed Document Number	2017228995
Last Transfer Date	May 24, 2018
Transfer Doc	0000133275
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 1, 2018
Property Address	20810 HAMMOCK GREENS LN UNIT 403, 403, ESTERO, FL 33928-5948
Document Number	0000133275
Instrument Date	May 27, 2018
Instrument	133275
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20810 HAMMOCK GREENS LN #403 ESTERO FL 339285948, 403, ESTERO, FL 33928-5948

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 2, 2017
Property Address	20810 HAMMOCK GREENS LN UNIT 403, 403, ESTERO, FL 33928-5948
Document Number	0000228995
Instrument Date	Nov 1, 2017
Instrument	228995
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	FIRST BOSTON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,606.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20810 HAMMOCK GREENS LN #403 ESTERO FL 339285948, 403, ESTERO, FL 33928-5948

Mortgage

Document Number	228996
Date	Nov 2, 2017
Instrument	228996

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 20810 Hammock Greens Ln, Unit 403 was $5,188.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,332 (+6.17%) Building $300,332	$300,332 (-10.38%) Building $300,332
2025	$5,188.00	$282,866 Building $282,866	$335,113 Building $335,113
2023	$5,125.00 (+25.98%)	$424,845 (+66.67%) Building $424,845	$424,845 (+66.67%) Building $424,845
2022	$4,068.00	$254,902 Building $254,902	$254,902 Building $254,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20810 Hammock Greens Ln, Unit 403 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 129 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	12 (2017–2023)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20810 Hammock Greens Ln, Unit 403 is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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