20810 Hammock Greens Ln, Unit 402, Estero, FL 33928 Property Records

Lee County property record for 20810 Hammock Greens Ln, Unit 402, Estero, FL 33928

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,258 sqft · built 1999
Lot Size	0.26 acres (11,322 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Feb 2019)
Tax Bill	$3,692 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-46-25-E2-08000.0402`

Property Details

APN / Parcel Number

Primary APN	`32-46-25-E2-08000.0402`
Alternative APNs	`253246E2080000402` `32462508000000402` `10450364`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	4 Stories
Building Area	1,258 sqft Living Area
1st Floor Area	1,258 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	11,322 sqft (0.26 acres)
View / Lot	Golf Course
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	125 sqft

Location & Zoning

Account Number	10450364
Street Address	20810 HAMMOCK GREENS LN, 402
City	ESTERO
State	FL
Zip	33928-5948
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HAMMOCK GREENS II AT PELICAN SOUND CONDO DESC OR3117 PG3645 UNIT 402
Legal Range	25E
Legal Township	46S
Legal Section	32
Legal Subdivision	PELICAN SOUND CONDO
Legal Tract	E2
Legal Block	1
Legal Lot Number	402
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1005
Census Tract	50320

Owner

20810 Hammock Greens Ln, Unit 402 is owned and occupied by two individuals who bought it in February 2019.

Source: Lee County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20810 HAMMOCK GREENS LN, 402, ESTERO, FL 33928-5948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 13, 2019	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2019 · Amount on File
Deed Sale	Feb 13, 2019 · Amount on File
Prior Sale	Jun 15, 2012 · Amount on File
Deed Document Number	201933697
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20810 HAMMOCK GREENS LN UNIT 402, 402, ESTERO, FL 33928-5948
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11410 S WESTVIEW DR, EMPIRE, MI 49630-9430

Mortgage

Document Number	0000200665
Date	Jun 16, 2022
Instrument	2022000200665

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Apr 25, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 13, 2019
Property Address	20810 HAMMOCK GREENS LN UNIT 402, 402, ESTERO, FL 33928-5948
Document Number	0000033697
Map Reference	MB 3117 PG 3645
Instrument Date	Feb 12, 2019
Instrument	2019000033697
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST BOSTON TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20829 GLENEAGLES LINKS DR, 20829, ESTERO, FL 33928-5921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6421 POST RD, FORT WAYNE, IN 46814-9406

Mortgage

Document Number	0000033698
Date	Feb 13, 2019
Instrument	2019000033698

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20810 Hammock Greens Ln, Unit 402 was $3,692 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,692.00 Homeowner's exemption	$229,537 Building $229,537	$340,038 Building $340,038
2023	$3,344.00 (-1.68%) Homeowner's exemption	$216,571 (+3%)	$448,896 (+66.67%) Building $448,896
2022	$3,401.00 Homeowner's exemption	$210,263	$269,332 Building $269,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20810 Hammock Greens Ln, Unit 402 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 129 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	12 (2017–2023)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20810 Hammock Greens Ln, Unit 402 is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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