20809 Pointe Regatta Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20809 Pointe Regatta Dr, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2014
Square Footage3,081 sqft Heated Area
Lot Size12,283 sqft (0.281 acres)
OccupancyOwner Occupied
Last Sale$1,358,000 (2021)
Tax Bill$12,084.00 (2023)

Property Details

APN / Parcel Number

Primary APN001-491-43

Interior

Bedrooms5 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,081 sqft Heated Area
Gross Area5,209 sqft Gross Area
1st Floor1,716 sqft 1st Floor
Upper Floors765 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco Exterior
Foundation TypeRaised Foundation
Lot Area12,283 sqft (0.281 acres)
Garage Area726 sqft Garage
Porch1 Porch
Porch Area552 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number001-491-43
Street Address20809 POINTE REGATTA DR
CityCORNELIUS
StateNC
Zip28031-7161
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL16 M22-317
Legal SubdivisionPOINTE REGATTA
Legal Lot Number16
JurisdictionMECKLENBURG NC
Minor Civil Division10, LEMLEY
Census Blockgroup1
Census Block1010
Census Tract6217

Owner

Source: Mecklenburg County records · APN 001-491-43

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20809 POINTE REGATTA DR, CORNELIUS, NC 28031-7161
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2024Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 19, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Prior SaleJun 12, 2014
Deed Doc Number0036783335
Deed Book / Page36783 / 335
Record RefreshedJun 07, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20809 POINTE REGATTA DR, CORNELIUS, NC 28031-7161
Transaction TypeMortgage
Record UpdatedFeb 29, 2024
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20809 POINTE REGATTA DR, CORNELIUS, NC 28031-7161

Mortgage

Document Number0000014074
DateFeb 19, 2024
Book Page38640/163
Instrument2024014074
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Address161 S STRATFORD RD, WINSTON SALEM, NC 27104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 01, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 19, 2021
Property Address20809 POINTE REGATTA DR, CORNELIUS, NC 28031-7161
Document Number0000220809
Book / Page36783 / 335
Map ReferenceMB 22 PG 316&317
Instrument DateNov 19, 2021
Instrument2021220809
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,716.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2427, CORNELIUS, NC 28031-2427

Transferred To (Grantee/Buyer)

NameVerified Name
Address2OSO9POINTE REGATTA DRIVE, CORNELIUS, NC 28031

Mortgage

Document Number0000220810
DateNov 19, 2021
Book Page36783/337
Instrument2021220810
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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