Mecklenburg County property record for 20727 Pointe Regatta Dr, Cornelius, NC 28031 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 4,124 sqft Living Area |
| Lot Size | 30,056 sqft (0.69 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $417,000 (2014) |
| Tax Bill | $11,925.00 (2025) |
| Primary APN | 001-491-65 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,124 sqft Living Area |
| Gross Area | 4,940 sqft Gross Area |
| 1st Floor | 2,154 sqft 1st Floor |
| Upper Floors | 1,970 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Attached Garage |
| Garage Area | 816 sqft Garage |
| Pool Area | 400 sqft Pool |
| Porch Area | 715 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 20727 POINTE REGATTA DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-7159 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L18 M24-294 |
| Legal Subdivision | POINTE REGATTA |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | MECKLENBURG NC |
| Minor Civil Division | 10, LEMLEY |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 6217 |
Source: Mecklenburg County records · APN 001-491-65
Assessment roll updated September 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20727 POINTE REGATTA DR, CORNELIUS, NC 28031-7159 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 17, 2014 · Amount on Record |
| Deed Sale | Jan 17, 2014 · Amount on Record |
| Prior Sale | Dec 28, 1992 |
| Deed Doc Number | 20146004 |
| Deed Book / Page | 28954 / 389 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20727 POINTE REGATTA DR, CORNELIUS, NC 28031-7159 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000098170 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 33720/107 |
| Instrument | 2019098170 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,925.00 | $1,782,900 Land $891,000 Building $891,900 | $1,782,900 Land $891,000 Building $891,900 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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