20809 Cross Timber Dr, Ashburn, VA 20147 Property Records

Loudoun County property record for 20809 Cross Timber Dr, Ashburn, VA 20147

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,953 sqft · built 1997
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Company Names on Record
Last Sale	$530,000 (Aug 2011)
Tax Bill	$8,008 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`154-49-9183-000`

Property Details

APN / Parcel Number

Primary APN	`154-49-9183-000`
Alternative APN	`79 H10 43`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,959 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	1,006 sqft
Finished Basement	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Built-in
Garage Area	361 sqft

Exterior Amenities

Porch	Porch
Porch Area	840 sqft
Deck Area	Deck Area
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20809 CROSS TIMBER DR
City	ASHBURN
State	VA
Zip	20147-4496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	ASHBURN FARM SEC.8 BLK.5 LOT 43 201108290052452
Legal Subdivision	ASHBURN FARM
Legal Block	5
Legal Lot Number	43
Jurisdiction	LOUDOUN VA
Township / Civil Division	ASHBURN
Census Block Group	4
Census Block	4008
Census Tract	611004

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20809 CROSS TIMBER DR, ASHBURN, VA 20147-4496
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2011 · Amount on Record
Deed Sale	Aug 29, 2011 · Amount on Record
Prior Sale	Mar 15, 2007 · Amount on Record
Deed Document Number	201152452
Last Transfer Date	Feb 14, 2025
Transfer Doc	0000013894
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20809 CROSS TIMBER DR, ASHBURN, VA 20147-4496
Document Number	20200928088953
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20809 CROSS TIMBER DR ASHBURN VA 201474496, ASHBURN, VA 20147-4496

Mortgage

Document Number	20200928088953
Date	Sep 28, 2020
Instrument	88953

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,008.00 (+6.97%)	$994,850 (+16.28%) Land $323,800 Building $671,050	$994,850 (+16.28%) Land $323,800 Building $671,050
2023	$7,486.00	$855,560 Land $299,600 Building $555,960	$855,560 Land $299,600 Building $555,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20