Loudoun County property record for 20789 Cross Timber Dr, Ashburn, VA 20147
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,795 sqft · built 1996 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $472,000 (Apr 2017) |
| Tax Bill | $5,925 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 153-19-7409-000 |
| Primary APN | 153-19-7409-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,795 sqft Living Area |
| 1st Floor Area | 712 sqft |
| Basement Area | 327 sqft |
| Finished Basement | 327 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | Deck Area |
| Patio Area | 186 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20789 CROSS TIMBER DR |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20147-4493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | BELMONT RIDGE PH.6 LOT 69 200501180006614 |
| Legal Subdivision | BELMONT RIDGE PH.6 |
| Legal Phase | 6 |
| Legal Block | 4 |
| Legal Lot Number | 69 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ASHBURN |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 611004 |
20789 Cross Timber Dr is owned and occupied by two individuals who bought it in April 2017.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20789 CROSS TIMBER DR, ASHBURN, VA 20147-4493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK FUND STAFF FEDERAL CREDIT UNION |
| Apr 24, 2017 | Grant Deed, Transfer · Conventional Mortgage BANK-FUND STAFF FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on File |
| Deed Sale | Apr 24, 2017 · Amount on File |
| Prior Sale | Jan 7, 2013 · Amount on File |
| Deed Document Number | 201724299 |
| Prior Transfer Date | Aug 17, 2016 |
| Prior Transfer Doc | 0000061605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20789 CROSS TIMBER DR, ASHBURN, VA 20147-4493 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018836 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 202102160018836 |
| Name | BANK FUND STAFF FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 24, 2017 |
| Property Address | 20789 CROSS TIMBER DR, ASHBURN, VA 20147-4493 |
| Document Number | 20170424024299 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 24299 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2017 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20789 CROSS TIMBER DR ASHBURN VA 201474493, ASHBURN, VA 20147-4493 |
| Document Number | 20170424024300 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 24300 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006-2406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2047 |
The 2026 property tax bill for 20789 Cross Timber Dr was $5,925.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,925.00 | $736,080 Land $269,200 Building $466,880 | $736,080 Land $269,200 Building $466,880 |
| 2023 | $5,764.00 | $658,780 Land $244,200 Building $414,580 | $658,780 Land $244,200 Building $414,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20789 Cross Timber Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20789 Cross Timber Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures