Stearns County property record for 20808 Emerald Hill Rd, Cold Spring, MN 56320
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 3.5 ba · 2,865 sqft · built 1996 |
| Lot Size | 18.2 acres (793,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Jun 2016) |
| Tax Bill | $7,714 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24127-0010 |
| Primary APN | 36-24127-0010 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,865 sqft Living Area |
| Gross Area | 4,584 sqft |
| 1st Floor Area | 2,865 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 793,302 sqft (18.2 acres) |
| Garage Type | Attached |
| Garage Area | 1,047 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20808 EMERALD HILL RD |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 002 BLK 001 EMERALD ACRES SECTION 36 TOWNSHIP 123 RANGE 030 SECTION 36 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 36 |
| Legal Subdivision | EMERALD ACRES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11302 |
Source: Stearns County records · APN 36-24127-0010
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20808 EMERALD HILL RD, COLD SPRING, MN 56320-9689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 28, 2016 · Amount on Record |
| Deed Sale | Jun 28, 2016 · Amount on Record |
| Prior Sale | Jul 16, 2001 · Amount on Record |
| Record Updated | Jun 08, 2026 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,714.00 (+9.51%) | ||
| 2025 | $769,700 (+8.32%) Land $196,200 Building $573,500 | $769,700 (+8.32%) Land $196,200 Building $573,500 | |
| 2023 | $7,044.00 | $710,600 Land $184,300 Building $526,300 | $710,600 Land $184,300 Building $526,300 |
Source: FEMA National Flood Hazard Layer as of September 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Lumen Technologies DSL | 100 / 10 |
May also be available: Verizon.
Based on FCC filings for 6 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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