20618 Emerald Hill Rd, Cold Spring, MN 56320 Property Records

Stearns County property record for 20618 Emerald Hill Rd, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1930
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Apr 2018)
Tax Bill	$1,978 (2026)
Deeds & Mortgages	Dec 2021 Sale Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-24007-0000`

Property Details

APN / Parcel Number

Primary APN	`36-24007-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,159 sqft
1st Floor Area	336 sqft
Flooring	Laminate Plank
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	600 ft deep x 363 ft wide
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20618 EMERALD HILL RD
City	COLD SPRING
State	MN
Zip	56320-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.00 A. PT OF SW4NE4 LYING NE OF TWP RD & SE OF FDL BEG AT NE COR - S 349.73' - S74D W 404.84' - S59D W 233.15' TO TWP RD
Legal Range	30W
Legal Township	123
Legal Section	36
Jurisdiction	STEARNS MN
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1018
Census Tract	11302

Owner

Source: Stearns County records · APN 36-24007-0000

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20618 EMERALD HILL RD, COLD SPRING, MN 56320-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Apr 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	20181518623
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 22, 2021
Property Address	20618 EMERALD HILL RD, COLD SPRING, MN 56320-9741
Document Number	00A1622398
Instrument Date	Dec 15, 2021
Instrument	A1622398
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20618 EMERALD HILL RD, COLD SPRING, MN 56320-9741

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 20, 2018
Property Address	20618 EMERALD HILL RD, COLD SPRING, MN 56320-9741
Document Number	00A1518623
Instrument Date	Apr 16, 2018
Instrument	A1518623
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20618 EMERALD HILL RD, COLD SPRING, MN 56320-9741

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Wakefield Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,978.00 (-35.99%)
2025		$355,600 (+7.95%) Land $200,200 Building $155,400	$355,600 (+7.95%) Land $200,200 Building $155,400
2023	$3,090.00	$329,400 Land $177,000 Building $152,400	$329,400 Land $177,000 Building $152,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
LTD Broadband Fixed Wireless	150 / 130
Lumen Technologies DSL	80 / 10

May also be available: AT&T, Verizon.

Based on FCC filings for 5 locations within half a mile of this property.

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