Harris County property record for 20807 E Cameron Ridge Dr, Cypress, TX 77433 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,967 sqft · built 2006 |
| Lot Size | 0.677 acres (29,472 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,200 (Aug 2006) |
| Tax Bill | $11,942 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 125-113-001-0014 |
| Primary APN | 125-113-001-0014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,967 sqft Living Area |
| 1st Floor Area | 2,553 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 29,472 sqft (0.677 acres) |
| Garage Type | Detached |
| Garage Area | 1,599 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 1,152 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 1,182 sqft |
| Patio Area | 2,646 sqft |
| Tennis Court | Tennis Court |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1251130010014 |
|---|---|
| Street Address | 20807 E CAMERON RIDGE DR |
| City | CYPRESS |
| State | TX |
| Zip | 77433-1989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 14 BLK 1 LAKES OF FAIRHAVEN SEC 1 |
| Legal Subdivision | LAKES OF FAIRHAVEN SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 555701 |
Source: Harris County records · APN 125-113-001-0014
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20807 E CAMERON RIDGE DR, CYPRESS, TX 77433-1989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage J PHILIPS MORTGAGE INC |
| Nov 10, 2020 | Deed of Trust, Mortgage J PHILIPS MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2006 · Amount on Record |
| Deed Sale | Aug 14, 2006 · Amount on Record |
| Prior Sale | Jan 23, 2006 |
| Deed Document Number | 2006525637 |
| Deed Book / Page | 2617 / 753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20807 E CAMERON RIDGE DR, CYPRESS, TX 77433-1989 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020559485 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020-559485 |
| Name | J PHILIPS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FLOWER MOUND, TX 75028 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20807 E CAMERON RIDGE DR, CYPRESS, TX 77433-1989 |
| Document Number | 0000559485 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20807 E CAMERON CYPRESS TX 77433, CYPRESS, TX 77433 |
| Document Number | 0000559485 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 559485 |
| Name | J PHILIPS MTG |
|---|---|
| Address | FLOWER MOUND, TX 75028 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 15, 2035 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,942.00 (+0.67%) Homeowner's exemption | $812,231 (+2.63%) Land $146,366 Building $665,865 | $812,231 (+2.63%) Land $146,366 Building $665,865 |
| 2024 | $11,862.00 (+129.71%) | ||
| 2023 | $791,410 Land $146,366 Building $645,044 | $791,410 Land $146,366 Building $645,044 | |
| 2022 | $5,164.00 (+22.34%) | ||
| 2020 | $4,221.00 |
Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015557013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 119 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 119 in force 104 of 119 on primary residences |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2017, other causes, Hurricane Harvey |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 6% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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