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20823 E Cameron Ridge Dr, Cypress, TX 77433 Property Records

Harris County property record for 20823 E Cameron Ridge Dr, Cypress, TX 77433 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,632 sqft · built 2006
Lot Size0.672 acres (29,251 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Jul 2018)
Tax Bill$11,528 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN125-113-001-0018

Property Details

APN / Parcel Number

Primary APN125-113-001-0018

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,632 sqft Living Area
1st Floor Area2,396 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Construction TypeFrame
Lot Area29,251 sqft (0.672 acres)
Garage Area690 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1,244 sqft
PorchOpen Concrete/Masonry Porch
Porch Area534 sqft
Shed1 Shed
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1251130010018
Street Address20823 E CAMERON RIDGE DR
CityCYPRESS
StateTX
Zip77433-1989
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 18 BLK 1 LAKES OF FAIRHAVEN SEC 1
Legal SubdivisionLAKES OF FAIRHAVEN SEC 1
Legal Block1
Legal Lot Number18
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group3
Census Block3009
Census Tract555701

Owner

Source: Harris County records · APN 125-113-001-0018

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20823 E CAMERON RIDGE DR, CYPRESS, TX 77433-1989
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
BOX HOME LOANS
Aug 24, 2020Deed of Trust, Construction Loan · Construction Mortgage
IBERIABANK
Jul 02, 2018Warranty Deed, Transfer
TRIUMPH MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2018 · Amount on Record
Deed SaleJul 02, 2018 · Amount on Record
Prior SaleJul 31, 2006 · Amount on Record
Deed Document Number2018294844
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20823 E CAMERON RIDGE DR, CYPRESS, TX 77433-1989
Transaction TypeMortgage
Record UpdatedSep 06, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021085917
DateFeb 22, 2021
Instrument2021-085917
Lender
NameBOX HOME LOANS
TypeMortgage Company
AddressLINDON, UT 84042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

August 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionHARRIS TX
Recording DateAug 24, 2020
Property Address20823 E CAMERON RIDGE DR, CYPRESS, TX 77433-1989
Document Number0000389927
Instrument DateAug 17, 2020
Instrument389927
Transaction TypeConstruction Loan
Record UpdatedSep 01, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20823 E CAMERON RIDGE DR CYPRESS TX 774331989, CYPRESS, TX 77433-1989

Mortgage

Document Number0000389927
DateAug 24, 2020
Instrument389927
Lender
NameIBERIABANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueAug 23, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJul 02, 2018
Property Address20823 E CAMERON RIDGE DR, CYPRESS, TX 77433-1989
Document Number0000294844
Instrument DateJun 27, 2018
Instrument294844
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20823 E CAMERON RIDGE DR CYPRESS TX 774331989, CYPRESS, TX 77433-1989

Mortgage

Document Number294845
DateJul 02, 2018
Instrument294845
Lender
NameTRIUMPH MTG
TypeMortgage Company
AddressCOLLIERVILLE, TN 38017
Agreement
AmountAmount Recorded
Term360 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,528.00 (+104.98%) Homeowner's exemption$820,409 (+7.6%) Land $146,255 Building $674,154$820,409 (+7.6%) Land $146,255 Building $674,154
2024$5,624.00 (+29.29%)
2023$762,430 Land $146,255 Building $616,175$762,430 Land $146,255 Building $616,175
2022$4,350.00 (+22.4%)
2020$3,554.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015557013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 119 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies119 in force
Nearby Flood Claims4 (2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2017, other causes, Hurricane Harvey
Claims By Storm
  • Hurricane Harvey, Aug 2017 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 530 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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