20802 Plum St, Elkhorn, NE 68022 Property Records

Douglas County property record for 20802 Plum St, Elkhorn, NE 68022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,650 sqft · built 1995
Lot Size	0.269 acres (11,750 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Oct 2019)
Tax Bill	$4,946 (2024)
Deeds & Mortgages	Jun 2023 Construction Loan Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0524450496`

Property Details

APN / Parcel Number

Primary APN	`R0524450496`
Alternative APNs	`2445 0496 05` `0524450496`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Basement Area	1,618 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,750 sqft (0.269 acres)
Lot Dimensions	125 ft deep x 94 ft wide
Garage Type	Mixed
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0524450496
Street Address	20802 PLUM ST
City	ELKHORN
State	NE
Zip	68022-5133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ELKHORN
Legal Description	ARBOR RIDGE LOT 149 BLOCK 0 IRREG
Legal Subdivision	ARBOR RIDGE
Legal Lot Number	149
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	2
Census Block	2015
Census Tract	7505

Owner

20802 Plum St is owned and occupied by an individual who bought it in October 2019.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	20802 PLUM ST, ELKHORN, NE 68022-5133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Construction Mortgage METRO CU FCU
Oct 21, 2019	Warranty Deed, Transfer · Conventional Mortgage EQUITABLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Deed Document Number	2019089700
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	20802 PLUM ST, ELKHORN, NE 68022-5133
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043837
Date	Jun 21, 2023
Instrument	2023043837

Lender

Name	METRO CU FCU
Type	Credit Union
Address	OMAHA, NE 68137

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 21, 2019
Property Address	20802 PLUM ST, ELKHORN, NE 68022-5133
Document Number	2019089700
Instrument Date	Oct 16, 2019
Instrument	2019089700
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	OMAHA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019089701
Date	Oct 21, 2019
Instrument	2019089701

Lender

Name	EQUITABLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Elkhorn Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$317,000 Land $39,600 Building $277,400	$317,000 Land $39,600 Building $277,400
2024	$4,946.00 (-25.78%)
2023	$6,664.00 (+18.62%)	$317,000 Land $39,600 Building $277,400	$317,000 Land $39,600 Building $277,400
2022	$5,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20802 Plum St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20802 Plum St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Metronet, Nextlink.

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