20801 Plum St, Elkhorn, NE 68022 Property Records

Douglas County property record for 20801 Plum St, Elkhorn, NE 68022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,074 sqft · built 1995
Lot Size	0.289 acres (12,625 sqft)
Owner	Owner Name on File
Last Sale	$213,500 (Sep 2004)
Tax Bill	$4,597 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0524450470`

Property Details

APN / Parcel Number

Primary APN	`R0524450470`
Alternative APNs	`2445 0470 05` `0524450470`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,074 sqft Living Area
Basement Area	1,589 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1995
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,625 sqft (0.289 acres)
Lot Dimensions	125 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	235 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0524450470
Street Address	20801 PLUM ST
City	ELKHORN
State	NE
Zip	68022-5134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ELKHORN
Legal Description	ARBOR RIDGE LOT 136 BLOCK 0 IRREG
Legal Subdivision	ARBOR RIDGE
Legal Lot Number	136
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	2
Census Block	2018
Census Tract	7505

Owner

The current owner of 20801 Plum St acquired it in September 2004.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Owner Name on File
Mailing Address	20801 PLUM ST, ELKHORN, NE 68022-5134
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit CENTRIS FCU
Jul 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage NORTHWEST BANK
Mar 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2004 · Amount on File
Deed Sale	Sep 16, 2004 · Amount on File
Deed Document Number	2004124695
Deed Book / Page	2004 / 124695
Last Transfer Date	Sep 21, 2004
Transfer Doc	0000124695
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	20801 PLUM ST, ELKHORN, NE 68022-5134
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004727
Date	Jan 24, 2024
Instrument	2024004727

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	20801 PLUM ST, ELKHORN, NE 68022-5134
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067604
Date	Jul 5, 2022
Instrument	2022067604

Lender

Name	NORTHWEST BANK
Type	Bank
Address	OMAHA, NE 68116

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	20801 PLUM ST, ELKHORN, NE 68022-5134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023409
Date	Mar 30, 2018
Instrument	2018023409

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Elkhorn Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$294,600 Land $39,700 Building $254,900	$294,600 Land $39,700 Building $254,900
2024	$4,597.00 (-25.77%)
2023	$6,193.00 (+14.81%)	$294,600 Land $39,700 Building $254,900	$294,600 Land $39,700 Building $254,900
2022	$5,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20801 Plum St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20801 Plum St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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