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20800 Cedar Bluff Pl, Land O Lakes, FL 34638 Property Records

Pasco County property record for 20800 Cedar Bluff Pl, Land O Lakes, FL 34638

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,755 sqft · built 2006
Lot Size0.266 acres (11,602 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Apr 2019)
Tax Bill$4,608 (2025)
Deeds & MortgagesApr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-26-18-0090-01000-0210

Property Details

APN / Parcel Number

Primary APN14-26-18-0090-01000-0210
Alternative APN
  • 0991802

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,755 sqft Living Area
Gross Area3,791 sqft
1st Floor Area2,755 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,602 sqft (0.266 acres)
Garage Area635 sqft
DrivewayDriveway
Driveway Area879 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area401 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0991802
Street Address20800 CEDAR BLUFF PL
CityLAND O LAKES
StateFL
Zip34638-3711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionLAKE TALIA PHASE 1 PB 52 PG 001 BLOCK 10 LOT 21
Legal Range18E
Legal Township26S
Legal Section14
Legal SubdivisionLAKE TALIA
Legal Phase1
Legal Tract90
Legal Block10
Legal Lot Number21
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1020
Census Tract32001

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address20800 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2019 · Amount on Record
Deed SaleApr 30, 2019 · Amount on Record
Prior SaleMay 18, 2009 · Amount on Record
Deed Document Number2019072267
Deed Book / Page9897 / 2148
Record UpdatedJun 8, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateApr 30, 2019
Property Address20800 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3711
Document Number0098972148
Book / Page009897 / 002148
Instrument DateApr 26, 2019
Instrument72267
Transaction TypeTransfer
Record UpdatedMay 13, 2019
Title CompanyMASTERPIECE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20800 CEDAR BLUFF PL LAND O LAKES FL 346383711, LAND O LAKES, FL 34638-3711

Mortgage

Document Number98972150
DateApr 30, 2019
Book Page009897/002150
Instrument72268
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 29, 2049

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,608.00 (+6.08%) Homeowner's exemption$289,250 (+5.98%) Land $89,767 Building $199,483$454,721 (+6.91%) Land $89,767 Building $364,954
2023$4,344.00 (+10.68%) Additional exemption filed$272,920 (+3%) Land $71,641 Building $201,279$425,320 (+11.22%) Land $71,641 Building $353,679
2022$3,925.00 Homeowner's exemption$264,980 Land $60,013 Building $204,967$382,430 Land $60,013 Building $322,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 83 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies83 in force
Nearby Flood Claims18 (1992–2024)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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