2065 Harvard Ln, Elgin, IL 60123 Property Records

Kane County property record for 2065 Harvard Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,677 sqft · built 1973
Lot Size	0.174 acres (7,560 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (May 2023)
Tax Bill	$6,039 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-258-073`

Property Details

APN / Parcel Number

Primary APN	`06-21-258-073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,677 sqft Living Area
1st Floor Area	1,677 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2065 HARVARD LN
City	ELGIN
State	IL
Zip	60123-6921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE PARK UNIT 1 LOT 109 EXCEPT WEST 54 FT & ALL OF LOT 110
Legal Subdivision	COLLEGE PARK
Legal Block	2
Legal Lot Number	109-1
Legal Unit	1-109
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2032
Census Tract	851908

Owner

2065 Harvard Ln is owned and occupied by two individuals who bought it in May 2023.

Source: Kane County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4515 JEFFERSON ST, HANOVER PARK, IL 60133-5921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	May 20, 2004 · Amount on File
Deed Document Number	202315933
Prior Transfer Date	Apr 22, 2013
Prior Transfer Doc	0000021406
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 18, 2023
Property Address	2065 HARVARD LN, ELGIN, IL 60123-6921
Document Number	0000015933
Map Reference	DOC 2004K064783
Instrument Date	May 1, 2023
Instrument	2023K015933
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2065 HARVARD LN, ELGIN, IL 60123-6921

Mortgage

Document Number	0000015934
Date	May 18, 2023
Instrument	2023K015934

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 5, 2030
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	13.1%

Mortgage

Document Number	0000015935
Date	May 18, 2023
Instrument	2023K015935

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jun 5, 2028

Interest

Rate Type	Fixed Rate
Rate	7.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2065 Harvard Ln was $6,039 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,039.00	$95,163 (+8.57%) Land $21,976 Building $73,187	$285,603 (+8.57%) Land $65,954 Building $219,649
2024		$87,651 Land $20,241 Building $67,410	$263,058 Land $60,747 Building $202,311
2022	$5,740.00 (+4.61%) Homeowner's exemption	$72,204 (+6.96%) Land $16,674 Building $55,530	$216,612 (+6.96%) Land $50,022 Building $166,590
2021	$5,487.00 Homeowner's exemption	$67,506 Land $15,589 Building $51,917	$202,518 Land $46,767 Building $155,751

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2065 Harvard Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2065 Harvard Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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