St. Charles County property record for 2080 Graystone Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,507 sqft · built 1994 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,530 (Nov 2025) |
| Tax Bill | $3,115 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A943000487 |
| Primary APN | A943000487 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,507 sqft Living Area |
| Gross Area | 3,485 sqft |
| 1st Floor Area | 1,507 sqft |
| Basement Area | 1,447 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 531 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A943000487 |
|---|---|
| Street Address | 2080 GRAYSTONE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAYSTONE MEADOWS LOT 17 |
| Legal Subdivision | GRAYSTONE MEADOWS |
| Legal Lot Number | 17 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 310902 |
Source: St. Charles County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2080 GRAYSTONE DR, SAINT CHARLES, MO 63303-4634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Nov 3, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2025 · Amount on Record |
| Deed Sale | Nov 3, 2025 · Amount on Record |
| Prior Sale | Jan 2, 2025 · Amount on Record |
| Deed Document Number | 202549103 |
| Prior Transfer Date | Oct 27, 2025 |
| Prior Transfer Doc | 0000049103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2080 GRAYSTONE DR, SAINT CHARLES, MO 63303-4634 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2080 GRAYSTONE DR, SAINT CHARLES, MO 63303-4634 |
| Document Number | 0000065157 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021R-065157 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 3, 2025 |
| Property Address | 2080 GRAYSTONE DR, SAINT CHARLES, MO 63303-4634 |
| Document Number | 0000049103 |
| Map Reference | MB 31 PG 133&134 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 2025R-049103 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2080 GRAYSTONE DR, SAINT CHARLES, MO 63303-4634 |
| Name | Verified Name |
|---|---|
| Address | 2080 GRAYSTONE DR, SAINT CHARLES, MO 63303-4634 |
| Document Number | 0000049104 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 2025R-049104 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,986 (-) | $284,139 (-) Land $50,000 Building $234,139 | |
| 2025 | $3,115.00 | $53,986 (+14.36%) | $284,139 (+14.36%) Land $50,000 Building $234,139 |
| 2023 | $47,207 | ||
| 2022 | $248,458 Land $50,000 Building $198,458 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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