St. Charles County property record for 2076 Graystone Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,324 sqft · built 1994 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Last Sale | $204,820 (Sep 2021) |
| Tax Bill | $3,733 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A943000488 |
| Primary APN | A943000488 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,324 sqft Living Area |
| Gross Area | 3,968 sqft |
| 1st Floor Area | 1,325 sqft |
| Basement Area | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 95 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A943000488 |
|---|---|
| Street Address | 2076 GRAYSTONE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAYSTONE MEADOWS LOT 18 |
| Legal Subdivision | GRAYSTONE MEADOWS |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 310902 |
Source: St. Charles County records · APN A943000488
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2076 GRAYSTONE DR, SAINT CHARLES, MO 63303-4634 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 21, 2021 | Intrafamily Transfer, Transfer AMROCK INC |
| Sep 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 22, 2017 | Quit Claim Deed, Transfer TITLE SOURCES INC |
| Sep 19, 2017 | Quit Claim Deed, Transfer QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | Sep 19, 2017 · Amount on Record |
| Deed Document Number | 202178858 |
| Prior Transfer Date | Sep 15, 2021 |
| Prior Transfer Doc | 2021R078860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 21, 2021 |
| Property Address | 2076 GRAYSTONE DR, SAINT CHARLES, MO 63303-4634 |
| Document Number | 2021R078860 |
| Map Reference | MB 31 PG 133 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021R-078860 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2076 GRAYSTONE DR, SAINT CHARLES, MO 63303-4634 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 21, 2021 |
| Property Address | 2076 GRAYSTONE DR, SAINT CHARLES, MO 63303-4634 |
| Document Number | 2021R078858 |
| Map Reference | MB 31 PG 133 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021R-078858 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2076 GRAYSTONE DR, SAINT CHARLES, MO 63303-4634 |
| Document Number | 2021R078859 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021R-078859 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 22, 2017 |
| Property Address | 2076 GRAYSTONE DR, SAINT CHARLES, MO 63303-4634 |
| Document Number | 0068111915 |
| Book / Page | 006811 / 001915 |
| Instrument Date | Sep 05, 2017 |
| Instrument | 597480 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2017 |
| Title Company | TITLE SOURCES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2076 GRAYSTONE DR ST CHARLES MO 633034634, ST CHARLES, MO 63303-4634 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 19, 2017 |
| Property Address | 2076 GRAYSTONE DR, SAINT CHARLES, MO 63303-4634 |
| Document Number | 0068082430 |
| Book / Page | 006808 / 002430 |
| Instrument Date | Sep 05, 2017 |
| Instrument | 586060 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2017 |
| Title Company | TITLE SOURCES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2076 GRAYSTONE DR ST CHARLES MO 633034634, ST CHARLES, MO 63303-4634 |
| Document Number | 68082432 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 006808/002432 |
| Instrument | 586070 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 18, 2032 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,808 (-) | $341,093 (-) Land $50,000 Building $291,093 | |
| 2025 | $3,733.00 (+10.87%) | $64,808 (+14.23%) | $341,093 (+14.23%) Land $50,000 Building $291,093 |
| 2024 | $3,367.00 | ||
| 2023 | $56,735 | ||
| 2022 | $298,607 Land $50,000 Building $248,607 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 363 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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