2080 Edward Ln E, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 2080 Edward Ln E, Kimball, MI 48074

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,667 sqft · built 2004
Lot Size0.278 acres (12,153 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (May 2025)
Tax Bill$2,454 (2024)
Deeds & MortgagesJun 2021 Mortgage
Aug 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN74-25-995-0057-000

Property Details

APN / Parcel Number

Primary APN74-25-995-0057-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area1,667 sqft Living Area
1st Floor Area1,632 sqft
Basement Area1,667 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleRanch
Exterior MaterialBrick
Lot Area12,153 sqft (0.278 acres)
Lot Dimensions135 ft deep x 90 ft wide
Garage Area563 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number74259950057000
Street Address2080 EDWARD LN E
CityKIMBALL
StateMI
Zip48074-1926
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-2 RES
Legal DescriptionUNIT 57 WHISPERING WINDS CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM NO. 150 5TH AMENDMENT RECORDED IN LIBER 2550 PAGES 262 TO
Legal SubdivisionST CLAIR COUNTY CONDOMINIUM
Legal Unit57
JurisdictionSAINT CLAIR MI
Township / Civil DivisionKIMBALL
Census Block Group1
Census Block1025
Census Tract634100

Owner

Source: St. Clair County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address22821 ARCADIA ST, SAINT CLAIR SHORES, MI 48082-1863
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 2, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Aug 2, 2018Loan Modification, Mortgage · FHA Mortgage
MISCELLANEOUS GOVT AGCY
Nov 14, 2017Deed of Trust, Mortgage · Line of Credit
ADVIA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2025 · Amount on Record
Deed SaleMay 20, 2025 · Amount on Record
Prior SaleAug 3, 2012 · Amount on Record
Deed Document Number2025009500
Deed Book / Page5815 / 136
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address2080 EDWARD LN E # E, E, KIMBALL, MI 48074-1926
Transaction TypeMortgage
Record UpdatedFeb 11, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2080 EDWARD LN E, KIMBALL, MI 48074-1926

Mortgage

Document Number0005382331
DateJun 21, 2021
Book Page5382/331
Instrument2021018151
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term331 Months
DueJan 1, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address2080 EDWARD LN E # E, E, KIMBALL, MI 48074-1926
Document Number0049800377
Instrument DateAug 2, 2018
Transaction TypeMortgage
Record UpdatedSep 10, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2080 EDWARD LN E KIMBALL MI 480741926, KIMBALL, MI 48074-1926

Mortgage

Document Number0049800377
DateAug 21, 2018
Book Page004980/000377
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2048

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAINT CLAIR MI
Property Address2080 EDWARD LN E # E, E, KIMBALL, MI 48074-1926
Document Number0049800370
Instrument DateAug 2, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2080 EDWARD LN E KIMBALL MI 480741926, KIMBALL, MI 48074-1926

Mortgage

Document Number0049800370
DateAug 21, 2018
Book Page004980/000370
Lender
NameMISCELLANEOUS GOVT AGCY
AddressCHARLOTTE, NC 28217
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2048

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address2080 EDWARD LN E # E, E, KIMBALL, MI 48074-1926
Document Number0048940519
Book / Page004894 / 000519
Instrument DateNov 14, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2080 EDWARD LN E KIMBALL MI 480741926, KIMBALL, MI 48074-1926

Mortgage

Document Number0048940519
DateNov 27, 2017
Book Page004894/000519
Lender
NameADVIA CU
TypeCredit Union
AddressPARCHMENT, MI 49004
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 26, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionKimball Township
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$148,200 (+11.34%)
2024$2,454.00 (+11.95%)$296,400 (+11.34%)
2023$133,100
2022$2,192.00$266,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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