208 W Palmer Dr, New Bern, NC 28560 Property Records

Craven County property record for 208 W Palmer Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,111 sqft · built 1978
Lot Size	0.921 acres (40,107 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Apr 2021)
Tax Bill	$2,229 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-213-090`

Property Details

APN / Parcel Number

Primary APN	`6-213-090`
Alternative APN	`133038`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,111 sqft Living Area
1st Floor Area	2,111 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,107 sqft (0.921 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	133038
Street Address	208 W PALMER DR
City	NEW BERN
State	NC
Zip	28560-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71 SEC 2 CAROLIN PNS
Legal Subdivision	CAROLINA PINES CC INC
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1019
Census Tract	961101

Owner

208 W Palmer Dr is owned and occupied by two individuals who bought it in April 2021.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	208 W PALMER DR, NEW BERN, NC 28560-9436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 7, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on File
Deed Sale	Apr 7, 2021 · Amount on File
Deed Document Number	202110073120
Deed Book / Page	3663 / 872
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	208 W PALMER DR, NEW BERN, NC 28560-9436
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03787/1283
Date	Jan 29, 2024
Book Page	3787/1283
Instrument	10122019

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 19, 2054

Interest

Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 7, 2021
Property Address	208 W PALMER DR, NEW BERN, NC 28560-9436
Document Number	3663/872
Book / Page	3663 / 872
Map Reference	MB 10 PG 8
Instrument Date	Mar 24, 2021
Instrument	10073120
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 CYPRESS PT, 108, NEW BERN, NC 28560-9481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W PALMER DR, NEW BERN, NC 28560-9436

Mortgage

Document Number	3663875
Date	Apr 7, 2021
Instrument	3663/875

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 208 W Palmer Dr was $2,229.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,229.00	$446,780 (-) Land $210,000 Building $236,780	$446,780 (-) Land $210,000 Building $236,780
2025	$2,229.00	$446,780 Land $210,000 Building $236,780	$446,780 Land $210,000 Building $236,780
2023	$2,217.00 (+8.84%)	$446,780 (+36.71%) Land $210,000 Building $236,780	$446,780 Land $210,000 Building $236,780
2022	$2,037.00	$326,810 Land $161,510 Building $165,300
2018			$326,810 Land $161,510 Building $165,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 W Palmer Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 W Palmer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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