204 W Palmer Dr, New Bern, NC 28560 Property Records

Craven County property record for 204 W Palmer Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,908 sqft · built 1967
Lot Size	0.735 acres (32,009 sqft)
Owner	Individual Name on File
Last Sale	$512,000 (May 2023)
Tax Bill	$2,326 (2026)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-213-092`

Property Details

APN / Parcel Number

Primary APN	`6-213-092`
Alternative APNs	`134976` `51909`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,908 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,009 sqft (0.735 acres)
Garage Type	Attached
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	134976
Street Address	204 W PALMER DR
City	NEW BERN
State	NC
Zip	28560-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 CAROLINA PNS SEC2
Legal Subdivision	CAROLINA PINES CC INC PROP
Legal Lot Number	73
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1019
Census Tract	961101

Owner

204 W Palmer Dr is owned and occupied by an individual who bought it in May 2023.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	204 W PALMER DR, NEW BERN, NC 28560-9436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Jul 28, 2003 · Amount on File
Deed Document Number	202310113068
Deed Book / Page	3765 / 621
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	Apr 10, 2026
Property Address	204 W PALMER DR, NEW BERN, NC 28560-9436
Document Number	0010154643
Book / Page	3875 / 2065
Instrument Date	Apr 8, 2026
Instrument	202610154643
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W PALMER DR, NEW BERN, NC 28560-9436

Mortgage

Document Number	0010154643,
Date	Apr 10, 2026
Book Page	3875/2065
Instrument	202610154643

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 31, 2023
Property Address	204 W PALMER DR, NEW BERN, NC 28560-9436
Document Number	003765/621
Book / Page	3765 / 621
Map Reference	MB 10 PG 8
Instrument Date	Apr 13, 2023
Instrument	10113068
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,024.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1421 CABRILLO ST, SAN FRANCISCO, CA 94118-3522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W PALMER DR, NEW BERN, NC 28560-9436

Mortgage

Document Number	0003765625
Date	May 31, 2023
Instrument	3765/625

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 204 W Palmer Dr was $2,326.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,326.00	$466,930 (-) Land $200,000 Building $266,930	$466,930 (-) Land $200,000 Building $266,930
2025	$2,326.00	$466,930 Land $200,000 Building $266,930	$466,930 Land $200,000 Building $266,930
2023	$2,314.00 (+0.26%)	$466,930 (+25.62%) Land $200,000 Building $266,930	$466,930 Land $200,000 Building $266,930
2022	$2,308.00	$371,710 Land $158,180 Building $213,530
2018			$371,710 Land $158,180 Building $213,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 W Palmer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 W Palmer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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