208 W Main St, Pandora, OH 45877 Property Records

Putnam County property record for 208 W Main St, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,342 sqft · built 2021
Lot Size	0.212 acres (9,257 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,600 (May 2026)
Tax Bill	$1,056 (2025)
Deeds & Mortgages	Jan 2009 Mortgage Jun 2007 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`49-035190.0000`

Property Details

APN / Parcel Number

Primary APN	`49-035190.0000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	866 sqft
Upper Floors Area	634 sqft
Basement Area	634 sqft
Unfinished Basement	634 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,257 sqft (0.212 acres)

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	208 W MAIN ST
City	PANDORA
State	OH
Zip	45877-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00016 & 1/2 VAC ALLEY
Legal Subdivision	PANDORA VILLAGE
Legal Lot Number	16
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	3
Census Block	3013
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 W MAIN ST, PANDORA, OH 45877-5213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2009	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Jun 11, 2007	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 29, 2009	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
May 4, 2026	Warranty Deed, Transfer · Line of Credit SUPERIOR CREDIT UNION
May 4, 2026	Warranty Deed, Transfer · Line of Credit SUPERIOR CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Jun 10, 2024 · Amount on Record
Deed Document Number	20261886
Deed Book / Page	786 / 2169
Record Updated	Oct 29, 2026

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	208 W MAIN ST, PANDORA, OH 45877-5213
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00598/2262
Date	Jan 29, 2009
Book Page	598/2262
Instrument	200900000565

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2039

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	208 W MAIN ST, PANDORA, OH 45877-5213
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00581/2062
Date	Jun 11, 2007
Book Page	581/2062
Instrument	200700002787

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 18, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	208 W MAIN ST, PANDORA, OH 45877-5213
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00598/2268
Date	Jan 29, 2009
Book Page	598/2268
Instrument	200900000566

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 20, 2014

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	May 4, 2026
Property Address	208 W MAIN ST, PANDORA, OH 45877-5213
Document Number	0000001886
Book / Page	786 / 2169
Instrument Date	May 1, 2026
Instrument	2026.1886
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,810.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W MAIN ST, PANDORA, OH 45877-5213

Mortgage

Document Number	0000001887,
Date	May 4, 2026
Instrument	2026..1887

Lender

Name	SUPERIOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Document Number	0000001888,
Date	May 4, 2026
Book Page	786/2195
Instrument	2026.1888

Lender

Name	OHIO HOUSING FINANCE AGENCY

Agreement

Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	May 4, 2026
Property Address	208 W MAIN ST, PANDORA, OH 45877-5213
Document Number	00786/2169
Book / Page	786 / 2169
Instrument Date	May 1, 2026
Instrument	20261886
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,810.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W MAIN ST, PANDORA, OH 45877-5213

Mortgage

Document Number	0000001887,
Date	May 4, 2026
Instrument	20261887

Lender

Name	SUPERIOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000001888,
Date	May 4, 2026
Book Page	786/2195
Instrument	20261888

Lender

Name	OHIO HOUSING FINANCE AGENCY

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Municipality	Pandora Village
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,056.00 (+2.42%) Homeowner's exemption	$35,510 (-) Land $4,000 Building $31,510	$101,460 (-) Land $11,430 Building $90,030
2024	$1,031.00 (+1.28%) Homeowner's exemption	$35,510 (+33.65%) Land $4,000 Building $31,510
2023	$1,018.00 (+2%) Homeowner's exemption Additional exemption filed	$26,570 (-) Land $3,090 Building $23,480	$101,460 (+33.64%) Land $11,430 Building $90,030
2022	$998.00	$26,570 Land $3,090 Building $23,480
2020			$75,920 Land $8,830 Building $67,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANDORA VILLAGE PWS serves 1,204 people · EPA ID OH6900912
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TSC Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100

May also be available: Verizon.

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