207 W Main St, Pandora, OH 45877 Property Records

Putnam County property record for 207 W Main St, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,010 sqft · built 1982
Lot Size	0.623 acres (27,138 sqft)
Owner	Individual Name on File
Tax Bill	$3,159 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`49-120000.0000`

Property Details

APN / Parcel Number

Primary APN	`49-120000.0000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,010 sqft Living Area
1st Floor Area	2,194 sqft
Upper Floors Area	816 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	27,138 sqft (0.623 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	207 W MAIN ST
City	PANDORA
State	OH
Zip	45877-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00658
Legal Lot Number	658
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	3
Census Block	3014
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	207 W MAIN ST, PANDORA, OH 45877-5213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	207 W MAIN ST, PANDORA, OH 45877-5213
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00696/2040
Date	Feb 22, 2018
Book Page	696/2040
Instrument	201800000743

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	207 W MAIN ST, PANDORA, OH 45877-5213
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00687/1210
Date	Mar 17, 2017
Book Page	687/1210
Instrument	201700001097

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Municipality	Pandora Village
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,159.00 (+6.58%) Homeowner's exemption	$107,410 (-) Land $8,690 Building $98,720	$306,890 (-) Land $24,830 Building $282,060
2024	$2,964.00 (-2.92%) Homeowner's exemption	$107,410 (+33.06%) Land $8,690 Building $98,720
2023	$3,053.00 (+1.56%) Homeowner's exemption Additional exemption filed	$80,720 (-) Land $6,760 Building $73,960	$306,890 (+33.07%) Land $24,830 Building $282,060
2022	$3,006.00 Homeowner's exemption	$80,720 Land $6,760 Building $73,960
2020			$230,620 Land $19,310 Building $211,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TSC Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100

May also be available: Verizon.

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