Madison County and Oneida City property record for 208 W Elm St, Oneida, NY 13421
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,048 sqft · built 1901 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,000 (Jul 2020) |
| Tax Bill | $4,313 (2026) |
| Deeds & Mortgages | Aug 2023 Refinance Jul 2020 Sale & Mortgage + 1 more |
| APN | 251201 30.71-1-50 |
| Primary APN | 251201 30.71-1-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Total Area |
| 1st Floor Area | 1,273 sqft |
| 2nd Floor Area | 775 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 297 ft deep x 47 ft wide |
| Porch | Slab |
| Porch Area | 178 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 208 W ELM ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1327 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | 208 210 W ELM ST |
| Legal Block | 1 |
| Legal Lot Number | 50.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 208 W ELM ST, ONEIDA, NY 13421-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Jul 15, 2020 | Warranty Deed, Transfer AMERICU CU |
| Dec 21, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on Record |
| Deed Sale | Jul 15, 2020 · Amount on Record |
| Deed Document Number | 20203410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 208 W ELM ST, ONEIDA, NY 13421-1327 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000604 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023-3604 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jul 15, 2020 |
| Property Address | 208 W ELM ST, ONEIDA, NY 13421-1327 |
| Document Number | 0000003410 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 3410 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 W ELM ST ONEIDA NY 134211327, ONEIDA, NY 13421-1327 |
| Document Number | 3411 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 3411 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Dec 21, 2018 |
| Property Address | 208 W ELM ST, ONEIDA, NY 13421-1327 |
| Document Number | 0000007115 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 7115 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 FRIER LN WAMPSVILLE NY 131637706, WAMPSVILLE, NY 13163-7706 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,313.00 (-1.48%) | ||
| 2025 | $4,378.00 (+151.03%) | $88,000 (+25.71%) Land $11,200 Building $76,800 | $123,944 (+34.57%) Land $15,775 Building $108,169 |
| 2023 | $70,000 (-) Land $11,200 Building $58,800 | $92,105 (+9.21%) Land $14,737 Building $77,368 | |
| 2022 | $1,744.00 | $70,000 Land $11,200 Building $58,800 | $84,337 Land $13,494 Building $70,843 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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