Madison County and Oneida City property record for 127 W Elm St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,372 sqft · built 1901 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,500 (Jan 2018) |
| Tax Bill | $3,808 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Jan 2018 Sale |
| APN | 251201 30.71-2-30 |
| Primary APN | 251201 30.71-2-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,372 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| 2nd Floor Area | 1,236 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 85 ft deep x 46 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 127 W ELM ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Block | 2 |
| Legal Lot Number | 30.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 127 W ELM ST, ONEIDA, NY 13421-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP |
| Jan 4, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2018 · Amount on Record |
| Deed Sale | Jan 4, 2018 · Amount on Record |
| Prior Sale | Jul 16, 2010 · Amount on Record |
| Deed Document Number | 201868 |
| Prior Transfer Date | Mar 3, 2004 |
| Prior Transfer Doc | 0012920079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Oct 6, 2026 |
| Property Address | 127 W ELM ST, ONEIDA, NY 13421-1324 |
| Document Number | 0000004759 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20264759 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 127 W ELM ST, ONEIDA, NY 13421-1324 |
| Document Number | 0000004759, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 20264759 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 255 Months |
| Due | Jan 1, 2048 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jan 4, 2018 |
| Property Address | 127 W ELM ST, ONEIDA, NY 13421-1324 |
| Document Number | 0000000068 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 2018-068 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $242.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 FLOYD AVE, ROME, NY 13440-5232 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,808.00 (-1.47%) | ||
| 2025 | $3,865.00 (+99.74%) | $77,700 (-) Land $7,400 Building $70,300 | $109,437 (+7.04%) Land $10,423 Building $99,014 |
| 2023 | $77,700 (-) Land $7,400 Building $70,300 | $102,237 (+9.21%) Land $9,737 Building $92,500 | |
| 2022 | $1,935.00 Additional exemption filed | $77,700 Land $7,400 Building $70,300 | $93,614 Land $8,916 Building $84,698 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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