208 Trace Harbor Rd, Madison, MS 39110 Property Records

Madison County property record for 208 Trace Harbor Rd, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,794 sqft · built 1975
OwnerIndividual Name on Record
Tax Bill$811 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN072A-01C-018

Property Details

APN / Parcel Number

Primary APN072A-01C-018
Alternative APNs
  • 072A-01C-018/00.00
  • 7186

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,794 sqft Adjusted Area
1st Floor Area1,550 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt

Exterior Amenities

PorchOpen Porch
Porch Area200 sqft
Utility Building120 sqft
Boat House200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number7186
Old Parcel Number072A-01C-018/00.00
Street Address208 TRACE HARBOR RD
CityMADISON
StateMS
Zip39110-8731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 46 TWIN HARBOURS PT 1 -LEASE-
Legal Range02E
Legal Township07N
Legal Section01
Legal SubdivisionTWIN HARBORS PT 1
Legal Lot Number46
JurisdictionMADISON MS
Township / Civil Division1
Census Block Group3
Census Block3011
Census Tract30208

Owner

Source: Madison County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address208 TRACE HARBOR RD, MADISON, MS 39110-8731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANKPLUS
Dec 10, 2025Intrafamily Transfer, Transfer
FIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC
Jun 13, 2017Deed of Trust, Mortgage
REGIONS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 10, 2025
Transfer Doc004627/589
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address208 TRACE HARBOR RD, MADISON, MS 39110-8731
Transaction TypeMortgage
Record UpdatedDec 30, 2025
Title CompanyFIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 DOGWOOD LN, MADISON, MS 39110-8138

Mortgage

Document Number004623/608
DateDec 1, 2025
Book Page4623/608
Instrument1041689
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON MS
Recording DateDec 10, 2025
Property Address208 TRACE HARBOR RD, MADISON, MS 39110-8731
Document Number004627/589
Book / Page4627 / 589
Map ReferenceMB 5 PG 19
Instrument DateNov 1, 2025
Instrument1042364
Transaction TypeTransfer
Record UpdatedDec 30, 2025
Title CompanyFIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address403 CHESNEY CT, MADISON, MS 39110-5521

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address208 TRACE HARBOR RD, MADISON, MS 39110-8731

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address208 TRACE HARBOR RD, MADISON, MS 39110-8731
Document Number0000814948
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedAug 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 TRACE HARBOR RD MADISON MS 391108731, MADISON, MS 39110-8731

Mortgage

Document Number0000814948
DateJun 23, 2017
Book Page003492/000301
Instrument814948
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
AmountAmount Recorded
Term120 Months
DueJun 22, 2027

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$811.00 Homeowner's exemption$10,825 (-)$107,610 (-) Land $40,000 Building $67,610
2024$811.00
2023$811.00 Homeowner's exemption$10,825$107,610 Land $40,000 Building $67,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimNov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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