207 Trace Harbor Rd, Madison, MS 39110 Property Records

Madison County property record for 207 Trace Harbor Rd, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,162 sqft · built 1978
Lot Size0.279 acres (12,164 sqft)
OwnerIndividual Name on Record
Tax Bill$542 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN072A-01C-036

Property Details

APN / Parcel Number

Primary APN072A-01C-036
Alternative APNs
  • 072A-01C-036/00.00
  • 7202

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,162 sqft Adjusted Area
Gross Area718 sqft
1st Floor Area718 sqft
2nd Floor Area359 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,164 sqft (0.279 acres)
Utility Building480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number7202
Street Address207 TRACE HARBOR RD
CityMADISON
StateMS
Zip39110-8732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 78 TWIN HARBORS PART 1 LEASEHOLD
Legal Range02E
Legal Township07N
Legal Section01
Legal SubdivisionTWIN HARBORS PT 1
Legal Lot Number78
JurisdictionMADISON MS
Township / Civil Division1
Census Block Group3
Census Block3013
Census Tract30208

Owner

Source: Madison County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address207 TRACE HARBOR RD, MADISON, MS 39110-8732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2010
Deed SaleMar 25, 2010
Prior SaleSep 18, 2009
Deed Document Number2010615473
Deed Book / Page2520 / 195
Prior Transfer DateFeb 27, 2006
Prior Transfer Doc0020870709
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address207 TRACE HARBOR RD, MADISON, MS 39110-8732
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 TRACE HARBOR RD, MADISON, MS 39110-8732

Mortgage

Document Number004312/335
DateMar 20, 2023
Book Page4312/335
Instrument978632
Lender
NameCADENCE BANK NA
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$542.00 Homeowner's exemption$8,204 (-)$82,040 (-) Land $30,000 Building $52,040
2024$542.00
2023$542.00 Homeowner's exemption$8,204$82,040 Land $30,000 Building $52,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimNov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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