208 Third St, Saint Joe, IN 46785 Property Records

DeKalb County property record for 208 Third St, Saint Joe, IN 46785

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1975
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jan 2021)
Tax Bill	$658 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-11-15-358-013.000-003`

Property Details

APN / Parcel Number

Primary APN	`17-11-15-358-013.000-003`
Alternative APN	`301115358013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	216 sqft
Unfinished Basement	216 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	148 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	301115358013
Street Address	208 THIRD ST
City	SAINT JOE
State	IN
Zip	46785-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP (0.17 + 0.08 ACRES R/W) SEC 15 TWP 33 RANGE 14 LOT 12 BLOCK 4 ACRES .25
Legal Subdivision	TOWN ST JOE
Legal Block	4
Legal Lot Number	12
Jurisdiction	DE KALB IN
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1058
Census Tract	20800

Owner

208 Third St is owned and occupied by an individual who bought it in January 2021.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	208 THIRD ST, SAINT JOE, IN 46785-9621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Personal Representative Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 17, 2020	Affidavit of Death of Joint Tenant, Transfer · Line of Credit COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Prior Sale	Apr 17, 2020 · Amount on File
Deed Document Number	202189
Prior Transfer Date	Apr 15, 2020
Prior Transfer Doc	0202001938
Record Updated	Oct 29, 2026

January 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DE KALB IN
Recording Date	Jan 5, 2021
Property Address	208 THIRD ST, SAINT JOE, IN 46785-9621
Document Number	0202100089
Map Reference	MB 3 PG 93
Instrument Date	Jan 4, 2021
Instrument	202100089
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 THIRD ST, SAINT JOE, IN 46785-9621

Mortgage

Document Number	0202100090
Date	Jan 5, 2021
Instrument	202100090

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DE KALB IN
Recording Date	Apr 17, 2020
Property Address	208 THIRD ST, SAINT JOE, IN 46785-9621
Document Number	0202001938
Map Reference	PL 3 PG 93
Instrument Date	Apr 15, 2020
Instrument	202001938
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001939
Date	Apr 17, 2020
Instrument	202001939

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	AVILLA, IN 46710

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 208 Third St was $658, up 7.2% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Concord Township
Municipality	St. Joe Town
Unified School District	DeKalb County Eastern Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$658.00 (+7.17%)	$117,700 Land $6,100 Building $111,600	$117,700 Land $6,100 Building $111,600
2024	$614.00 (+40.5%)
2023	$437.00 (-11%)	$91,800 (-2.03%) Land $5,300 Building $86,500	$91,800 (-2.03%) Land $5,300 Building $86,500
2022	$491.00	$93,700 Land $5,300 Building $88,400	$93,700 Land $5,300 Building $88,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Third St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Third St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOE WATER DEPARTMENT serves 460 people · EPA ID IN5217006
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Lakeland Internet, Mercury Fiber, MetaLINK Technologies, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Third St

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