207 Third St, Saint Joe, IN 46785 Property Records

DeKalb County property record for 207 Third St, Saint Joe, IN 46785

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,668 sqft · built 1960
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$64,500 (Oct 2020)
Tax Bill	$649 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-11-15-378-011.000-003`

Property Details

APN / Parcel Number

Primary APN	`17-11-15-378-011.000-003`
Alternative APN	`301115378011`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,668 sqft Living Area
1st Floor Area	2,668 sqft
Basement Area	964 sqft
Unfinished Basement	964 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	148 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	301115378011
Street Address	207 THIRD ST
City	SAINT JOE
State	IN
Zip	46785-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP (0.17 + 0.08 ACRES R/W) SEC 15 TWP 33 RANGE 14 LOT 7 BLOCK 5 ACRES .25
Legal Subdivision	TOWN ST JOE
Legal Block	5
Legal Lot Number	7
Jurisdiction	DE KALB IN
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1061
Census Tract	20800

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 THIRD ST, SAINT JOE, IN 46785-9621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 27, 2020	Limited Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Oct 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Apr 21, 2014
Deed Document Number	20206862
Prior Transfer Date	Jun 9, 2017
Prior Transfer Doc	0201705497
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	207 THIRD ST, SAINT JOE, IN 46785-9621
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202109131
Date	Dec 13, 2021
Instrument	202109131

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Oct 27, 2020
Property Address	207 THIRD ST, SAINT JOE, IN 46785-9621
Document Number	0202006862
Map Reference	MB 3 PG 93
Instrument Date	Sep 3, 2020
Instrument	202006862
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 THIRD ST, SAINT JOE, IN 46785-9621

Mortgage

Document Number	0202006863
Date	Oct 27, 2020
Instrument	202006863

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IN
Recording Date	Oct 4, 2017
Property Address	207 THIRD ST, SAINT JOE, IN 46785-9621
Document Number	0201705497
Instrument Date	Jun 9, 2017
Instrument	201705497
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 488, COLUMBIA, SC 29202-0488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BERRYHILL RD STE 200, 200, COLUMBIA, SC 29210-6433
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Concord Township
Municipality	St. Joe Town
Unified School District	DeKalb County Eastern Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$649.00 (-8.72%)	$131,600 (+30.95%) Land $6,100 Building $125,500	$131,600 (+30.95%) Land $6,100 Building $125,500
2024	$711.00 (+35.69%)
2023	$524.00 (-11.78%)	$100,500 (-2.14%) Land $5,300 Building $95,200	$100,500 (-2.14%) Land $5,300 Building $95,200
2022	$594.00 (+19.76%)	$102,700 Land $5,300 Building $97,400	$102,700 Land $5,300 Building $97,400
2021	$496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOE WATER DEPARTMENT serves 460 people · EPA ID IN5217006
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Lakeland Internet, Mercury Fiber, MetaLINK Technologies, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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