208 Stephens Dr, Morganton, NC 28655 Property Records

Burke County property record for 208 Stephens Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,075 sqft · built 1965
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Sep 2023)
Tax Bill	$1,005 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2703773219`

Property Details

APN / Parcel Number

Primary APN	`2703773219`
Alternative APN	`1689`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Terrain	Rolling
Garage Type	Attached

Exterior Amenities

Porch	Porch
Porch Area	68 sqft
Patio Area	301 sqft
Shed	1 Shed
Shed Area	160 sqft
Canopy	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	2703773219
Street Address	208 STEPHENS DR
City	MORGANTON
State	NC
Zip	28655-2940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENSITY DIST
Legal Description	208 STEPHENS DR MORGANTON, NC 28655
Legal Subdivision	MALLONEE SURVEYING INC
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1003
Census Tract	20600

Owner

Source: Burke County records · APN 2703773219

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	208 STEPHENS DR, MORGANTON, NC 28655-2940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Aug 12, 2015 · Amount on Record
Deed Document Number	0002705542
Deed Book / Page	2705 / 542
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 14, 2023
Property Address	208 STEPHENS DR, MORGANTON, NC 28655-2940
Document Number	0027050542
Book / Page	2705 / 542
Instrument Date	Sep 07, 2023
Instrument	2023008514
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 STEPHENS DR, MORGANTON, NC 28655-2940

Mortgage

Document Number	2023008515
Date	Sep 14, 2023
Instrument	2023008515

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2043

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,005.00 (+5.57%)	$163,756 (+6.14%) Land $14,300 Building $149,456	$163,756 (+6.14%) Land $14,300 Building $149,456
2023	$952.00 (+17.97%)	$154,290 (+47.82%) Land $14,300 Building $139,990	$154,290 (+47.82%) Land $14,300 Building $139,990
2022	$807.00	$104,376 Land $14,300 Building $90,076	$104,376 Land $14,300 Building $90,076

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Tropical Storm Frances

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
City of Morganton Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Spectrum.

Based on FCC filings for 123 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MORGANTON serves 27,221 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.