Burke County property record for 203 Stephens Dr, Morganton, NC 28655 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,025 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2018) |
| Tax Bill | $801.00 (2025) |
| Primary APN | 2703773532 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,025 sqft Living Area |
| 1st Floor | 1,025 sqft 1st Floor |
| Basement Area | 1,025 sqft Basement |
| Unfinished Basement | 1,025 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Veneer Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Patio Area | 252 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 203 STEPHENS DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2939 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 203 STEPHENS DR MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Minor Civil Division | MORGANTON |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 20600 |
Source: Burke County records · APN 2703773532
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 STEPHENS DR, MORGANTON, NC 28655-2939 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Mar 01, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2018 · Amount on Record |
| Deed Sale | Mar 01, 2018 · Amount on Record |
| Prior Sale | Nov 21, 2007 · Amount on Record |
| Deed Doc Number | 20182017013460 |
| Deed Book / Page | 2335 / 863 |
| Prior Transfer Date | Feb 19, 2008 |
| Prior Transfer Doc | 0017390931 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 203 STEPHENS DR, MORGANTON, NC 28655-2939 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0028620066 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 2862/66 |
| Instrument | 2026002550 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 01, 2018 |
| Property Address | 203 STEPHENS DR, MORGANTON, NC 28655-2939 |
| Document Number | 0023350863 |
| Book / Page | 002335 / 000863 |
| Instrument Date | Dec 06, 2017 |
| Instrument | 13460 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2018 |
| Title Company | BB AND T ML POST CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 203 STEPHENS DR MORGANTON NC 286552939, MORGANTON, NC 28655-2939 |
| Document Number | 23350867 |
|---|---|
| Date | Mar 01, 2018 |
| Book Page | 002335/000867 |
| Instrument | 13461 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 29, 2048 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $801.00 (+0.38%) | $126,948 (-) Land $13,650 Building $113,298 | $126,948 (-) Land $13,650 Building $113,298 |
| 2023 | $798.00 | $126,948 Land $13,650 Building $113,298 | $126,948 Land $13,650 Building $113,298 |
203 Stephens Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 3rd in North Carolina |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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