109 Shell Bluff Ct, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 109 Shell Bluff Ct, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,807 sqft · built 1996
Lot Size	0.28 acres (12,196 sqft)
Owner	Company Name on File
Last Sale	$505,000 (Sep 2019)
Tax Bill	$6,090 (2025)
Deeds & Mortgages	Apr 2022 Transfer Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066721-0150`

Property Details

APN / Parcel Number

Primary APN	`066721-0150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,807 sqft Living Area
Gross Area	3,803 sqft
1st Floor Area	2,372 sqft
Attic	Attic
Attic Area	228 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 SHELL BLUFF CT
City	PONTE VEDRA BEACH
State	FL
Zip	32082-3685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	26/29-33 OLD PALM VALLEY UNIT 1 LOT 15 OR4797/1147 & 5539/1561
Legal Range	29E
Legal Township	04S
Legal Section	10
Legal Subdivision	OLD PALM VALLEY UNIT 1
Legal Block	1
Legal Lot Number	15
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	1
Census Block	1001
Census Tract	20704

Owner

109 Shell Bluff Ct is owned by a company that acquired it in April 2022 and is owner-occupied.

Source: St. Johns County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	109 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3685
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Intrafamily Transfer, Transfer ATTORNEY
Sep 18, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Deed Document Number	201969366
Deed Book / Page	4797 / 1147
Last Transfer Date	Apr 18, 2022
Transfer Doc	0055391561
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Apr 19, 2022
Property Address	109 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3685
Document Number	0055391561
Book / Page	5539 / 1561
Map Reference	MB 26 PG 29-33
Instrument Date	Apr 18, 2022
Instrument	2022039929
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 SHELL BLUFF CT, 109, PONTE VEDRA BEACH, FL 32082-3685

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	109 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3685

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 18, 2019
Property Address	109 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3685
Document Number	0047971147
Book / Page	4797 / 1147
Map Reference	MB 26 PG 29-33
Instrument Date	Sep 12, 2019
Instrument	2019069366
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	PONTE VEDRA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	563 LICKLOG RDG, 563, HAYESVILLE, NC 28904-4879

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3685

Mortgage

Document Number	0047971149
Date	Sep 18, 2019
Instrument	4797/1149

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 109 Shell Bluff Ct was $6,090 with a homeowner's exemption, up 11.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,732 (+2.7%)	$714,167 (+2.99%) Land $180,000 Building $534,167
2025	$6,090.00 (+11.95%) Homeowner's exemption	$466,146	$693,408 Land $180,000 Building $513,408
2024	$5,440.00 (+1.93%)
2023	$5,337.00 (+2.69%) Homeowner's exemption	$439,815 (+3%)	$589,072 (-0.88%) Land $140,000 Building $449,072
2022	$5,197.00 Homeowner's exemption	$427,005	$594,330 Land $168,000 Building $426,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Shell Bluff Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 305 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	305 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Shell Bluff Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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