Kane County property record for 208 S River Ln, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,966 sqft · built 1860 |
| Lot Size | 0.379 acres (16,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Feb 2019) |
| Tax Bill | $11,345 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Dec 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-480-004 |
| Primary APN | 12-03-480-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,966 sqft Living Area |
| Gross Area | 2,966 sqft |
| Basement Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Lot Area | 16,500 sqft (0.379 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 208 S RIVER LN |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN LOTS 1, 2, & 3 BLOCK 71 |
| Legal Subdivision | GENEVA |
| Legal Block | 2 |
| Legal Lot Number | 1 2 & |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 852608 |
208 S River Ln is owned and occupied by two individuals who bought it in February 2019.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 S RIVER LN, GENEVA, IL 60134-2752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DUPAGE CU |
| Dec 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 2, 2018 | Grant Deed, Foreclosure · Conventional Mortgage JUDITH A COX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on File |
| Deed Sale | Feb 11, 2019 · Amount on File |
| Prior Sale | Aug 2, 2018 · Amount on File |
| Deed Document Number | 20195520 |
| Prior Transfer Date | Jun 11, 1998 |
| Prior Transfer Doc | 0000051141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 208 S RIVER LN, GENEVA, IL 60134-2752 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000039175 |
|---|---|
| Date | Nov 7, 2023 |
| Instrument | 2023K039175 |
| Name | DUPAGE CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60567 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 208 S RIVER LN, GENEVA, IL 60134-2752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLYMOUTH TITLE GUARANTY CORP |
| Name | Verified Name |
|---|
| Document Number | 0000062668 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 2019K062668 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 208 S RIVER LN, GENEVA, IL 60134-2752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000029893 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2020K029893 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 11, 2019 |
| Property Address | 208 S RIVER LN, GENEVA, IL 60134-2752 |
| Document Number | 0000005520 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 2019K005520 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41W972 CAMPTON HILLS RD, 41W972, ELBURN, IL 60119-9430 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 208 S RIVER LN, GENEVA, IL 60134-2752 |
| Document Number | 0000005521 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 2019K005521 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 2, 2018 |
| Property Address | 208 S RIVER LN, GENEVA, IL 60134-2752 |
| Document Number | 0000037531 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 37531 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 13, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 41W972 CAMPTON HILLS RD ELBURN IL 601199430, ELBURN, IL 60119-9430 |
| Document Number | 37532 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 37532 |
| Name | JUDITH A COX |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 208 S River Ln was $11,345 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,345.00 Homeowner's exemption | $165,084 (+8.5%) Land $57,794 Building $107,290 | $495,450 (+8.5%) Land $173,451 Building $321,999 |
| 2024 | $152,151 Land $53,266 Building $98,885 | $456,636 Land $159,862 Building $296,774 | |
| 2022 | $9,970.00 (+3.03%) Homeowner's exemption | $131,738 (+3.86%) Land $44,995 Building $86,743 | $395,214 (+3.86%) Land $134,985 Building $260,229 |
| 2021 | $9,677.00 Homeowner's exemption | $126,842 Land $43,323 Building $83,519 | $380,526 Land $129,969 Building $250,557 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 208 S River Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 208 S River Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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