McHenry County property record for 208 S Emerald Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 2,500 sqft · built 2005 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Jun 2022) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-129-011 |
| Primary APN | 14-01-129-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,500 sqft Living Area |
| Gross Area | 4,994 sqft |
| Basement Area | 2,494 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 165 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 715 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 208 S EMERALD DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0020654 PT E1/2 NE1/4 NW1/4 |
| Legal Range | 08E |
| Legal Township | 44N |
| Legal Section | 01 |
| Legal Block | 129 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 870811 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 208 S EMERALD DR, MCHENRY, IL 60051-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2022 · Amount on Record |
| Deed Sale | Jun 9, 2022 · Amount on Record |
| Prior Sale | Mar 27, 2006 |
| Deed Document Number | 2022R0020654 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 9, 2022 |
| Property Address | 208 S EMERALD DR, MCHENRY, IL 60051-3309 |
| Document Number | 0000020654 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022R0020654 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 208 S EMERALD DR, MCHENRY, IL 60051-3309 |
| Document Number | 0000020655 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022R0020655 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 208 S EMERALD DR, MCHENRY, IL 60051-3309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004827 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2021R0004827 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $119,032 Land $14,339 Building $104,693 | $357,096 Land $43,017 Building $314,079 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 53 (1978–2026) |
| Claims Outside the SFHA | 4 of 53 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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