McHenry County property record for 203 S Emerald Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,216 sqft · built 1900 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,779 (2024) |
| Deeds & Mortgages | Nov 2023 Transfer Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-126-008 |
| Primary APN | 14-01-126-008 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 203 S EMERALD DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 931212 LT 9, SLY 15FT N1/2 & ALL S1/2 LT 8 EMERALD PARK |
| Legal Subdivision | EMERALD PARK |
| Legal Block | 126 |
| Legal Lot Number | 9,8 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 870811 |
Source: McHenry County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 S EMERALD DR, MCHENRY, IL 60051-9349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2023 | Transfer on Death Deed, Transfer |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 16, 2023 |
| Transfer Doc | 0000029494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 21, 2023 |
| Property Address | 203 S EMERALD DR, MCHENRY, IL 60051-9349 |
| Document Number | 0000029494 |
| Map Reference | DOC10881 MB1 PG46 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 2023R0029494 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 S EMERALD DR, MCHENRY, IL 60051-9349 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 203 S EMERALD DR, MCHENRY, IL 60051-9349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000008041 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 2020R0008041 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,779.00 | $93,213 (+21.94%) Land $50,219 Building $42,994 | $279,639 (+21.94%) Land $150,657 Building $128,982 |
| 2022 | Homeowner's exemption | $76,443 Land $41,184 Building $35,259 | $229,329 Land $123,552 Building $105,777 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 53 (1978–2026) |
| Claims Outside the SFHA | 4 of 53 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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