Pickens County property record for 208 Payne Ln, Clemson, SC 29631
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,230 sqft · built 1975 |
| Owner | Individual Name on File |
| Last Sale | $535,000 (May 2023) |
| Tax Bill | $8,866 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4044-12-76-9213 |
| Primary APN | 4044-12-76-9213 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,230 sqft Living Area |
| Basement Area | 1,004 sqft |
| Finished Basement | 1,004 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Mixed |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 378 sqft |
| Deck Area | 250 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | R0053359 |
|---|---|
| Old Parcel Number | 4044 12 76 9213 |
| Street Address | 208 PAYNE LN |
| City | CLEMSON |
| State | SC |
| Zip | 29631-1070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R 20 SINGLE FAM RES DIST |
| Legal Description | W/SIDE PAYNE LN, PLAT 28/192 PARCELS 1 & 2 (ALSO SHOWN AS LOT 5) |
| Legal Subdivision | PAYNE,GRACIA |
| Legal Lot Number | 5 |
| Jurisdiction | PICKENS SC |
| Township / Civil Division | CLEMSON |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 11204 |
Source: Pickens County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 208 PAYNE LN, CLEMSON, SC 29631-1070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2023 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 20, 2018 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on File |
| Deed Sale | May 26, 2023 · Amount on File |
| Prior Sale | Jun 20, 2018 · Amount on File |
| Deed Document Number | 0002543163 |
| Deed Book / Page | 2543 / 163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PICKENS SC |
| Recording Date | May 26, 2023 |
| Property Address | 208 PAYNE LN, CLEMSON, SC 29631-1070 |
| Document Number | 0000007496 |
| Book / Page | 2543 / 163 |
| Map Reference | MB 28 PG 192 |
| Instrument Date | May 26, 2023 |
| Instrument | 202307496 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,391.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 208 PAYNE LN, CLEMSON, SC 29631-1070 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007497 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 6327/166 |
| Instrument | 202307497 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 208 PAYNE LN, CLEMSON, SC 29631-1070 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015396 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 5744/76 |
| Instrument | 202015396 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PICKENS SC |
| Recording Date | Jun 20, 2018 |
| Property Address | 208 PAYNE LN, CLEMSON, SC 29631-1070 |
| Document Number | 0000008651 |
| Book / Page | 1964 / 241 |
| Map Reference | MB28 PG192 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 201808651 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 208 PAYNE LN, CLEMSON, SC 29631-1070 |
| Document Number | 0000008652 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 201808652 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Pickens County assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Pickens County |
| Municipality | Clemson City |
| Unified School District | Pickens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,866.00 (-4.75%) | $32,100 (-) Land $5,400 Building $26,700 | $535,000 (-) Land $90,000 Building $445,000 |
| 2024 | $9,308.00 (+310.95%) | $32,100 (+114%) Land $5,400 Building $26,700 | $535,000 (+42.67%) Land $90,000 Building $445,000 |
| 2023 | $2,265.00 | $15,000 (-) Land $2,000 Building $13,000 | $375,000 (-) Land $50,000 Building $325,000 |
| 2022 | $15,000 Land $2,000 Building $13,000 | $375,000 Land $50,000 Building $325,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLEMSON serves 17,896 people · EPA ID SC3910004 |
|---|---|
| Water Source | Purchased surface water from ANDERSON REGIONAL JOINT WS |
| Last State Inspection | Nov 2022 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable · Fiber in parts of the area | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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