Pickens County property record for 206 Payne Ln, Clemson, SC 29631
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,797 sqft · built 1974 |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Feb 2018) |
| Tax Bill | $1,714 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit May 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4044-12-76-9184 |
| Primary APN | 4044-12-76-9184 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,797 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 487 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 712 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | R0053356 |
|---|---|
| Old Parcel Number | 4044 12 76 9184 |
| Street Address | 206 PAYNE LN |
| City | CLEMSON |
| State | SC |
| Zip | 29631-1070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R 20 SINGLE FAM RES DIST |
| Legal Description | LOT 4 PAYNE SUB PLAT 34/690 |
| Legal Subdivision | GRACIA PAYNE |
| Legal Lot Number | 4 |
| Jurisdiction | PICKENS SC |
| Township / Civil Division | CLEMSON |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 11204 |
Source: Pickens County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 206 PAYNE LN, CLEMSON, SC 29631-1070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2023 | Deed of Trust, Mortgage · Line of Credit SC STATE FCU |
| May 13, 2019 | Deed of Trust, Mortgage · Line of Credit SC STATE FCU |
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE CU |
| Feb 26, 2018 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2018 · Amount on Record |
| Deed Sale | Feb 26, 2018 · Amount on Record |
| Prior Sale | Jul 25, 2013 |
| Deed Document Number | 201802453 |
| Deed Book / Page | 1933 / 265 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 206 PAYNE LN, CLEMSON, SC 29631-1070 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000300 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 6268/124 |
| Instrument | 202300300 |
| Name | SC STATE FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 8, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 206 PAYNE LN, CLEMSON, SC 29631-1070 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006896 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 5484/001 |
| Instrument | 201906896 |
| Name | SC STATE FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 12, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 206 PAYNE LN, CLEMSON, SC 29631-1070 |
| Document Number | 0000014282 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 206 PAYNE LN CLEMSON SC 296311070, CLEMSON, SC 29631-1070 |
| Document Number | 0000014282 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 005541/000165 |
| Instrument | 14282 |
| Name | STATE CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PICKENS SC |
| Recording Date | Feb 26, 2018 |
| Property Address | 206 PAYNE LN, CLEMSON, SC 29631-1070 |
| Document Number | 0000002453 |
| Book / Page | 1933 / 265 |
| Map Reference | MB34 PG690 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 201802453 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $906.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 119 WEATHERSTONE DR, CENTRAL, SC 29630-3601 |
| Document Number | 0000002454 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 201802454 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Pickens County assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Pickens County |
| Municipality | Clemson City |
| Unified School District | Pickens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,714.00 (+9.94%) | $11,280 (+14.98%) Land $2,070 Building $9,210 | $360,700 (+47.04%) Land $66,200 Building $294,500 |
| 2024 | $1,559.00 (+5.27%) | $9,810 (-) Land $1,800 Building $8,010 | $245,300 (-) Land $45,000 Building $200,300 |
| 2023 | $1,481.00 (+2.07%) | $9,810 (-) Land $1,800 Building $8,010 | $245,300 (-) Land $45,000 Building $200,300 |
| 2022 | $1,451.00 | $9,810 Land $1,800 Building $8,010 | $245,300 Land $45,000 Building $200,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLEMSON serves 17,896 people · EPA ID SC3910004 |
|---|---|
| Water Source | Purchased surface water from ANDERSON REGIONAL JOINT WS |
| Last State Inspection | Nov 2022 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable · Fiber in parts of the area | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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